# 1st 401k vs 401GO

The clearest difference is rating: 401GO at 4.8 against 1st 401k's 3.0. 401GO also leads on update cadence (every 2 months vs every 19 months) and ratings volume (16 vs 1). 1st 401k's advantage is iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

401GO holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 401GO has 16 ratings behind it against 1, so its average is the more settled of the two.

1st 401k ships an update every 19 months, 401GO every 2 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 1st 401k | 401GO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/1st-401k/id1583592072/reviews) | **[4.8 (16 ratings)](https://appshunter.io/ios/app/401go/id6472733038/reviews)** |
| Number of ratings | 1 | **16** |
| Positive reviews | — | 85.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 22 MB | 47 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [1st Source Corporation](https://appshunter.io/developer/1193748610) | [RetireGO, LLC](https://appshunter.io/developer/1717652575) |

## What reviewers say

### 1st 401k

[App page](https://appshunter.io/ios/app/1st-401k/id1583592072)

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

**Highlights:** Retirement plan management, Account review, Employer-sponsored plan access, 1st Source Bank services, Bilingual support (English/Spanish)

**Features:** macOS Compatibility

**In-app purchases:** none


### 401GO

[App page](https://appshunter.io/ios/app/401go/id6472733038)

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

**Highlights:** View account balance and gains/losses, Review and adjust investment allocations, Generate savings projections, Change contribution deferral amounts, Receive personalized investment recommendations, Add/remove beneficiaries

**In-app purchases:** none


## Frequently asked questions

### Is 1st 401k free?

1st 401k is free to download, with no in-app purchases.

### Is 401GO free?

401GO is free to download, with no in-app purchases.

### Which has better reviews, 1st 401k or 401GO?

401GO is rated higher. 1st 401k averages 3.0 out of 5 from 1 ratings, while 401GO averages 4.8 from 16 ratings.

### Do 1st 401k or 401GO have ads?

Neither 1st 401k nor 401GO shows ads.

### Which is updated more often, 1st 401k or 401GO?

1st 401k ships an update every 19 months, and 401GO every 2 months. Most recently, 1st 401k was updated on October 27, 2026 and 401GO on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*