# 1st 401k vs Centier Bank

The clearest difference is rating: 1st 401k at 3.0 against Centier Bank's 2.1. 1st 401k also leads on iOS requirement (11.0 vs 15.1). Centier Bank's advantage is update cadence (every 11 days vs every 19 months) and ratings volume (201 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

1st 401k holds the better App Store score, 3.0 against 2.1. That said, the two scores are not equally well evidenced: Centier Bank has 201 ratings behind it against 1, so its average is the more settled of the two.

1st 401k ships an update every 19 months, Centier Bank every 11 days. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | 1st 401k | Centier Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/1st-401k/id1583592072/reviews)** | [2.1 (201 ratings)](https://appshunter.io/ios/app/centier-bank/id6796064584/reviews) |
| Number of ratings | 1 | **201** |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 22 MB | 311 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [1st Source Corporation](https://appshunter.io/developer/1193748610) | [Centier Bank](https://appshunter.io/developer/494705206) |

## What reviewers say

### 1st 401k

[App page](https://appshunter.io/ios/app/1st-401k/id1583592072)

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

**Highlights:** Retirement plan management, Account review, Employer-sponsored plan access, 1st Source Bank services, Bilingual support (English/Spanish)

**Features:** macOS Compatibility

**In-app purchases:** none


### Centier Bank

[App page](https://appshunter.io/ios/app/centier-bank/id6796064584)

Manage your finances conveniently from your mobile device. Check account balances, review recent transactions, transfer funds between accounts, and deposit checks remotely. This app is available to all Centier consumer online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Find branch locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 1st 401k free?

1st 401k is free to download, with no in-app purchases.

### Is Centier Bank free?

Centier Bank is free to download, with no in-app purchases.

### Which has better reviews, 1st 401k or Centier Bank?

1st 401k is rated higher. 1st 401k averages 3.0 out of 5 from 1 ratings, while Centier Bank averages 2.1 from 201 ratings.

### Do 1st 401k or Centier Bank have ads?

Neither 1st 401k nor Centier Bank shows ads.

### Which is updated more often, 1st 401k or Centier Bank?

1st 401k ships an update every 19 months, and Centier Bank every 11 days. Most recently, 1st 401k was updated on November 3, 2026 and Centier Bank on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
