Comparison

Budget vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

Highlights
  • Intuitive expense and revenue tracking
  • Recurring payment reminders
  • All accounts in one place
  • Visual spending and income reports
  • Customizable budget planning
  • Secure passcode and biometric lock
  • Multicurrency support
Features
Read full description

Budget, expense tracker, money is a perfect solution for those who want to manage finances without wasting time and effort. We created an app that you would actually want to keep using! Forget about incomprehensible interfaces, complicated functions and endless Excel tables! With Budget, expense tracker, money app control over the budget and finances will be simple and pleasant! You will know exactly where your money goes, hence saving up and amassing money will be easier! Budget, expense tracker, money app is: - Ease of use With an intuitive interface the process of adding expenses and revenue will be fast: fill in only key information with just a couple of taps, or add such further details as comments or photos of the receipt to the transaction. - Control over recurring payments Add recurring payments and set reminders, and the app will send you notification at the stated time. And what is more, adding a corresponding transaction will be faster than ever, it won’t require effort and will save your precious time. - All accounts in one place Look through all of your accounts and overall balance on one screen - all important information at a glance! - Visual clarity Understand your spendings and income better with informative diagrams, charts and reports. Take a closer look at your bills and transactions on one or multiple accounts for a specified time period, or select a relevant category for even more details on your financial state. Convenient sorting options and keyword search will make this process super easy. - Budget planning Set limits for selected categories of expenses and make sure to stay within cost constraints. Limits feature will help you avoid unnecessary expenses and impulse purchases, save money and you will reach your financial goals faster. - Customization Create your own categories, add accounts and the app will only display the information you actually need, nothing in excess! - Security Security is important! You can lock the app with a passcode or use biometric authentication to protect the app from intruders and make sure that you are the only one who can access your financial data. - Multicurrency support The app supports multiple currencies: you can add transactions in various currencies - for instance, when on vacation abroad, in case of income in a foreign currency or purchases in a different country. Built-in calculator will automatically update the exchange rate and make all necessary calculations. - Data safety No need to worry about your data safety! With our data synchronization you can be sure that even when you change your mobile device nothing will be lost and your information will stay with you. When it comes to financial management it’s regularity and system approach that really matter. We created an app that doesn’t require any special knowledge - an app that you will definitely want to use day by day! Know where your money goes! Achieve your financial goals faster! And Budget, expense tracker, money app is here to help!

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Budget4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget at none against SpendWave Expense tracker App's 4. Budget also leads on review sentiment (94% vs 67%) and ratings volume (149 vs 9). SpendWave Expense tracker App's advantage is ads (none vs shown) and device support (4 vs 2). On price, rating, update cadence and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Budget against 4.8 for SpendWave Expense tracker App. That said, the two scores are not equally well evidenced: Budget has 149 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 94% of Budget's written reviews are positive against 67% of SpendWave Expense tracker App's.

UpkeepUpdate frequency

Budget ships an update every 3 weeks, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard6 real differences · 4 level
Budget versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterBudgetSpendWave Expense tracker App
PriceFreeFree
Rating4.9 (149 ratings) — better4.8 (9 ratings)
Positive reviews94.5% of reviews — better66.7% of reviews
Number of ratings149 — better9
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS13.0 — better17.6
Further details — not scored
Size116 MB19 MB
Age rating4+4+
DeveloperOrange DogRobin Guido Schmidt

Customer experience

Budget

All ratings149 ratings
Positive98.0%
Neutral1.3%
Negative0.7%
Written reviews217 reviews
Positive94.5%
Neutral3.2%
Negative2.3%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Budget

No in-app purchases

4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Budget free?
Budget is free to download, with no in-app purchases.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Budget or SpendWave Expense tracker App?
Budget is rated higher. Budget averages 4.9 out of 5 from 149 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Budget or SpendWave Expense tracker App have ads?
Budget shows ads; SpendWave Expense tracker App does not.
Which is updated more often, Budget or SpendWave Expense tracker App?
Budget ships an update every 3 weeks, and SpendWave Expense tracker App fortnightly. Most recently, Budget was updated on September 22, 2026 and SpendWave Expense tracker App on September 23, 2026.

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