Budget vs SpendWave Expense tracker App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget
Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.
- Intuitive expense and revenue tracking
- Recurring payment reminders
- All accounts in one place
- Visual spending and income reports
- Customizable budget planning
- Secure passcode and biometric lock
- Multicurrency support
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Budget, expense tracker, money is a perfect solution for those who want to manage finances without wasting time and effort. We created an app that you would actually want to keep using! Forget about incomprehensible interfaces, complicated functions and endless Excel tables! With Budget, expense tracker, money app control over the budget and finances will be simple and pleasant! You will know exactly where your money goes, hence saving up and amassing money will be easier! Budget, expense tracker, money app is: - Ease of use With an intuitive interface the process of adding expenses and revenue will be fast: fill in only key information with just a couple of taps, or add such further details as comments or photos of the receipt to the transaction. - Control over recurring payments Add recurring payments and set reminders, and the app will send you notification at the stated time. And what is more, adding a corresponding transaction will be faster than ever, it won’t require effort and will save your precious time. - All accounts in one place Look through all of your accounts and overall balance on one screen - all important information at a glance! - Visual clarity Understand your spendings and income better with informative diagrams, charts and reports. Take a closer look at your bills and transactions on one or multiple accounts for a specified time period, or select a relevant category for even more details on your financial state. Convenient sorting options and keyword search will make this process super easy. - Budget planning Set limits for selected categories of expenses and make sure to stay within cost constraints. Limits feature will help you avoid unnecessary expenses and impulse purchases, save money and you will reach your financial goals faster. - Customization Create your own categories, add accounts and the app will only display the information you actually need, nothing in excess! - Security Security is important! You can lock the app with a passcode or use biometric authentication to protect the app from intruders and make sure that you are the only one who can access your financial data. - Multicurrency support The app supports multiple currencies: you can add transactions in various currencies - for instance, when on vacation abroad, in case of income in a foreign currency or purchases in a different country. Built-in calculator will automatically update the exchange rate and make all necessary calculations. - Data safety No need to worry about your data safety! With our data synchronization you can be sure that even when you change your mobile device nothing will be lost and your information will stay with you. When it comes to financial management it’s regularity and system approach that really matter. We created an app that doesn’t require any special knowledge - an app that you will definitely want to use day by day! Know where your money goes! Achieve your financial goals faster! And Budget, expense tracker, money app is here to help!
SpendWave Expense tracker App
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
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Verdict
The clearest difference is in-app purchases: Budget at none against SpendWave Expense tracker App's 4. Budget also leads on review sentiment (94% vs 67%) and ratings volume (149 vs 9). SpendWave Expense tracker App's advantage is ads (none vs shown) and device support (4 vs 2). On price, rating, update cadence and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Budget asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Budget against 4.8 for SpendWave Expense tracker App. That said, the two scores are not equally well evidenced: Budget has 149 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 94% of Budget's written reviews are positive against 67% of SpendWave Expense tracker App's.
Budget ships an update every 3 weeks, SpendWave Expense tracker App fortnightly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | Budget | SpendWave Expense tracker App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (149 ratings) — better | 4.8 (9 ratings) |
| Positive reviews | 94.5% of reviews — better | 66.7% of reviews |
| Number of ratings | 149 — better | 9 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 116 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Orange Dog | Robin Guido Schmidt |
Customer experience
Budget
SpendWave Expense tracker App
In-app purchases
Budget
No in-app purchases
SpendWave Expense tracker App
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Monthly7 Days trial$1.991 Month
- SpendWave+ Yearly7 Days trial$14.991 Year
- SpendWave+ one-time purchase$29.99
Questions
Is Budget free?
Is SpendWave Expense tracker App free?
Which has better reviews, Budget or SpendWave Expense tracker App?
Do Budget or SpendWave Expense tracker App have ads?
Which is updated more often, Budget or SpendWave Expense tracker App?
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