# Budget vs Money Manager

The clearest difference is in-app purchases: Budget at none against Money Manager's 4. Budget also leads on review sentiment (94% vs 70%) and ratings volume (166 vs 11). Money Manager's advantage is ads (none vs shown) and device support (4 vs 2). On price, rating, update cadence and monetization model there is nothing between them.

Both are free to download. Money Manager sells 4 in-app purchases, starting at $0.99 per month. Budget asks for nothing beyond the download.

Budget holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Budget has 166 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 94% of Budget's written reviews are positive against 70% of Money Manager's.

Budget ships an update every 3 weeks, Money Manager fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Budget | Money Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (166 ratings)](https://appshunter.io/ios/app/budget-expense-tracker-money/id1584657093/reviews)** | [4.7 (11 ratings)](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735/reviews) |
| Number of ratings | **166** | 11 |
| Positive reviews | **94.5% of reviews** | 70.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 116 MB | 20 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Orange Dog](https://appshunter.io/developer/1673134885) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Budget

[App page](https://appshunter.io/ios/app/budget-expense-tracker-money/id1584657093)

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

**Highlights:** Intuitive expense and revenue tracking, Recurring payment reminders, All accounts in one place, Visual spending and income reports, Customizable budget planning, Secure passcode and biometric lock, Multicurrency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Budget free?

Budget is free to download, with no in-app purchases.

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Which has better reviews, Budget or Money Manager?

Budget is rated higher. Budget averages 4.9 out of 5 from 166 ratings, while Money Manager averages 4.7 from 11 ratings.

### Do Budget or Money Manager have ads?

Budget shows ads; Money Manager does not.

### Which is updated more often, Budget or Money Manager?

Budget ships an update every 3 weeks, and Money Manager fortnightly. Most recently, Budget was updated on November 3, 2026 and Money Manager on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*