# Educators CU vs SmartMiles

The clearest difference is rating: Educators CU at 4.9 against SmartMiles's 4.4. Educators CU also leads on in-app purchases (none vs 2). SmartMiles's advantage is ads (none vs shown) and update cadence (every 3 days vs every 5 months). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. SmartMiles sells 2 in-app purchases, starting at $5.99 per month. Educators CU asks for nothing beyond the download.

Educators CU holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 27 and 10 respectively.

Educators CU ships an update every 5 months, SmartMiles every 3 days. Both last shipped on October 10, 2026.

## The numbers

| Metric | Educators CU | SmartMiles |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (27 ratings)](https://appshunter.io/ios/app/educators-cu/id1584858966/reviews)** | [4.4 (10 ratings)](https://appshunter.io/ios/app/smartmiles-mileage-tracker/id6767598684/reviews) |
| Number of ratings | **27** | 10 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 3 days** |
| Monetization | **Ad-supported** | Freemium |
| Best chart rank | — | **#174** |
| Size | 111 MB | 65 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Raleigh County Educators Federal Credit Union](https://appshunter.io/developer/1584858968) | [47 Signals LLC](https://appshunter.io/developer/1896491540) |

## What reviewers say

### Educators CU

[App page](https://appshunter.io/ios/app/educators-cu/id1584858966)

Manage your finances on the go with this mobile banking app. Check balances, review transactions, transfer funds, and pay bills securely from your device. Requires enrollment in online banking.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**In-app purchases:** none


### SmartMiles

[App page](https://appshunter.io/ios/app/smartmiles-mileage-tracker/id6767598684)

**Currently charting:** #174 Top Grossing · Finance (US App Store)

This app automatically tracks your driving for work, logging trips in the background without manual start/stop. It classifies drives as business or personal, assigns purposes, and can be set up to recognize frequent routes and work hours. Reports and CSV exports are available for tax purposes.

**Highlights:** Automatic trip detection, Background tracking, Business/Personal classification, Customizable trip purposes, Frequent route learning, Work hour recognition, CSV export for taxes

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Miles Pro Monthly | $5.99 | per month |
| Smart Miles Pro Annual | $59.99 | per year |


## Frequently asked questions

### Is Educators CU free?

Educators CU is free to download, with no in-app purchases.

### Is SmartMiles free?

SmartMiles is free to download, with in-app purchases available.

### Which has better reviews, Educators CU or SmartMiles?

Educators CU is rated higher. Educators CU averages 4.9 out of 5 from 27 ratings, while SmartMiles averages 4.4 from 10 ratings.

### Do Educators CU or SmartMiles have ads?

Educators CU shows ads; SmartMiles does not.

### Which is updated more often, Educators CU or SmartMiles?

Educators CU ships an update every 5 months, and SmartMiles every 3 days. Most recently, Educators CU was updated on October 10, 2026 and SmartMiles on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*