# MCB Live vs digiBOP

The clearest difference is rating: MCB Live at 4.3 against digiBOP's 1.1. MCB Live also leads on ratings volume (1.5K vs 12) and review sentiment (21% vs 2%). digiBOP's advantage is iOS requirement (12.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCB Live holds the better App Store score, 4.3 against 1.1. That said, the two scores are not equally well evidenced: MCB Live has 1.5K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 21% of MCB Live's written reviews are positive against 2% of digiBOP's.

MCB Live ships an update every 6 weeks, digiBOP monthly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | MCB Live | digiBOP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (1.5K ratings)](https://appshunter.io/ios/app/mcb-live/id1584933248/reviews)** | [1.1 (12 ratings)](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681/reviews) |
| Number of ratings | **1.5K** | 12 |
| Positive reviews | **21.0% of reviews** | 1.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 566 MB | 187 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MCB Bank Ltd.](https://appshunter.io/developer/1020212373) | [The Bank Of Punjab](https://appshunter.io/developer/1263385376) |

## What reviewers say

### MCB Live

[App page](https://appshunter.io/ios/app/mcb-live/id1584933248)

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

**Highlights:** Bill Payment to 1,000+ Billers, Swift Fund Transfers, Secure Transactions with OTP, Multiple Accounts Management, Card Management & Activation, ATM Locator

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and user-friendly
- 🚀 Excellent app
- 🚀 Improved app
- 🚀 Good app, better than old app

**What reviewers complain about**

- 🐛 Crashes, lags, and unresponsive
- 🐛 Glitchy, buggy, and unstable
- 🐛 Slow, freezes, and takes forever to load
- 🐛 Unreliable and unpredictable
- 🐛 Frequent login and transfer issues

**Reported bugs**

- App crashes or freezes frequently
- Login and registration issues
- Unable to transfer funds or make payments
- Incorrect account information and beneficiary details
- Compatibility issues with newer device updates

**Requested features**

- Allow copy-paste functionality
- Improve biometric login and verification
- Enhance transaction history and reporting
- Streamline bill payment and fund transfer process
- Provide more customization options


### digiBOP

[App page](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681)

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

**Highlights:** Funds Transfer (own accounts, BOP, other banks, wallets), Bill Payments (utilities, credit cards, online shopping, government), Mobile Recharge/Top-up, Account Information & Transaction History, Debit Card Management (activate, lock/unlock), Locate ATMs and Branches, Secure Touch ID Login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Nice and good bank

**What reviewers complain about**

- 😞 Unable to sign up
- 😞 OTP issues (disappears, not typeable, not received)
- 😞 Login problems (tough, errors, profile locked)
- 😞 App crashes frequently
- 😞 Poor customer service

**Reported bugs**

- OTP disappears automatically
- OTP cannot be typed or pasted
- OTP not received
- App crashes on startup
- Login screen freezes or shows errors

**Requested features**

- Update app
- Fix OTP issues
- Improve login process
- Improve customer service
- Fix bugs and errors


## Frequently asked questions

### Is MCB Live free?

MCB Live is free to download, with no in-app purchases.

### Is digiBOP free?

digiBOP is free to download, with no in-app purchases.

### Which has better reviews, MCB Live or digiBOP?

MCB Live is rated higher. MCB Live averages 4.3 out of 5 from 1.5K ratings, while digiBOP averages 1.1 from 12 ratings.

### Do MCB Live or digiBOP have ads?

Neither MCB Live nor digiBOP shows ads.

### Which is updated more often, MCB Live or digiBOP?

MCB Live ships an update every 6 weeks, and digiBOP monthly. Most recently, MCB Live was updated on September 23, 2026 and digiBOP on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*