# MCB Live vs ZTBL Digital App

MCB Live and ZTBL Digital App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCB Live ships an update every 6 weeks, ZTBL Digital App every 2 months. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | MCB Live | ZTBL Digital App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (1.6K ratings)](https://appshunter.io/ios/app/mcb-live/id1584933248/reviews)** | — |
| Number of ratings | **1.6K** | — |
| Positive reviews | 25.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 566 MB | 68 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MCB Bank Ltd.](https://appshunter.io/developer/1020212373) | [Zarai Taraqiati Bank Ltd](https://appshunter.io/developer/1724947376) |

## What reviewers say

### MCB Live

[App page](https://appshunter.io/ios/app/mcb-live/id1584933248)

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

**Highlights:** Bill Payment to 1,000+ Billers, Swift Fund Transfers, Secure Transactions with OTP, Multiple Accounts Management, Card Management & Activation, ATM Locator

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and user-friendly
- 🚀 Excellent app
- 🚀 Improved app
- 🚀 Good app, better than old app

**What reviewers complain about**

- 🐛 Crashes, lags, and unresponsive
- 🐛 Glitchy, buggy, and unstable
- 🐛 Slow, freezes, and takes forever to load
- 🐛 Unreliable and unpredictable
- 🐛 Frequent login and transfer issues

**Reported bugs**

- App crashes or freezes frequently
- Login and registration issues
- Unable to transfer funds or make payments
- Incorrect account information and beneficiary details
- Compatibility issues with newer device updates

**Requested features**

- Allow copy-paste functionality
- Improve biometric login and verification
- Enhance transaction history and reporting
- Streamline bill payment and fund transfer process
- Provide more customization options


### ZTBL Digital App

[App page](https://appshunter.io/ios/app/ztbl-digital-app/id6475720448)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MCB Live free?

MCB Live is free to download, with no in-app purchases.

### Is ZTBL Digital App free?

ZTBL Digital App is free to download, with no in-app purchases.

### Do MCB Live or ZTBL Digital App have ads?

Neither MCB Live nor ZTBL Digital App shows ads.

### Which is updated more often, MCB Live or ZTBL Digital App?

MCB Live ships an update every 6 weeks, and ZTBL Digital App every 2 months. Most recently, MCB Live was updated on October 30, 2026 and ZTBL Digital App on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*