# MCB Live vs PostEx. PayLater

The clearest difference is update cadence: PostEx. PayLater at every 3 weeks against MCB Live's every 6 weeks. MCB Live's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCB Live ships an update every 6 weeks, PostEx. PayLater every 3 weeks. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | MCB Live | PostEx. PayLater |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (1.5K ratings)](https://appshunter.io/ios/app/mcb-live/id1584933248/reviews)** | — |
| Number of ratings | **1.5K** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 566 MB | 38 MB |
| Requires iOS | **14.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MCB Bank Ltd.](https://appshunter.io/developer/1020212373) | [POSTEX PTE LTD](https://appshunter.io/developer/1664035974) |

## What reviewers say

### MCB Live

[App page](https://appshunter.io/ios/app/mcb-live/id1584933248)

This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.

**Highlights:** Bill Payment to 1,000+ Billers, Swift Fund Transfers, Secure Transactions with OTP, Multiple Accounts Management, Card Management & Activation, ATM Locator

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and user-friendly
- 🚀 Excellent app
- 🚀 Improved app
- 🚀 Good app, better than old app

**What reviewers complain about**

- 🐛 Crashes, lags, and unresponsive
- 🐛 Glitchy, buggy, and unstable
- 🐛 Slow, freezes, and takes forever to load
- 🐛 Unreliable and unpredictable
- 🐛 Frequent login and transfer issues

**Reported bugs**

- App crashes or freezes frequently
- Login and registration issues
- Unable to transfer funds or make payments
- Incorrect account information and beneficiary details
- Compatibility issues with newer device updates

**Requested features**

- Allow copy-paste functionality
- Improve biometric login and verification
- Enhance transaction history and reporting
- Streamline bill payment and fund transfer process
- Provide more customization options


### PostEx. PayLater

[App page](https://appshunter.io/ios/app/postex-paylater/id6766492442)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MCB Live free?

MCB Live is free to download, with no in-app purchases.

### Is PostEx. PayLater free?

PostEx. PayLater is free to download, with no in-app purchases.

### Do MCB Live or PostEx. PayLater have ads?

Neither MCB Live nor PostEx. PayLater shows ads.

### Which is updated more often, MCB Live or PostEx. PayLater?

MCB Live ships an update every 6 weeks, and PostEx. PayLater every 3 weeks. Most recently, MCB Live was updated on October 15, 2026 and PostEx. PayLater on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*