# urpay vs SNB Mobile

The clearest difference is monetization model: SNB Mobile at free against urpay's free with in-app purchases. SNB Mobile also leads on review sentiment (49% vs 27%) and ratings volume (59K vs 12K). urpay's advantage is update cadence (every 9 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for SNB Mobile. That said, the two scores are not equally well evidenced: SNB Mobile has 59K ratings behind it against 12K, so its average is the more settled of the two. Written reviews are what separate them: 27% of urpay's written reviews are positive against 49% of SNB Mobile's.

urpay ships an update every 9 days, SNB Mobile monthly. Both last shipped on September 26, 2026.

## The numbers

| Metric | urpay | SNB Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (12K ratings)](https://appshunter.io/ios/app/urpay/id1585778338/reviews) | **[4.7 (59K ratings)](https://appshunter.io/ios/app/snb-mobile/id1593644558/reviews)** |
| Number of ratings | 12K | **59K** |
| Positive reviews | 26.7% of reviews | **48.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 194 MB | 201 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [Neoleap](https://appshunter.io/developer/1585778340) | [The Saudi National Bank](https://appshunter.io/developer/517508727) |

## What reviewers say

### urpay

[App page](https://appshunter.io/ios/app/urpay/id1585778338)

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

**Highlights:** Digital wallet, Global money transfer, Bill payments, Virtual and physical cards, Mobile top-ups, Payment splitting, Family wallet

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly

**What reviewers complain about**

- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive

**Reported bugs**

- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason

**Requested features**

- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits


### SNB Mobile

[App page](https://appshunter.io/ios/app/snb-mobile/id1593644558)

This app offers a premier digital banking experience, allowing clients to manage their finances without visiting a branch. It seamlessly integrates banking products and services for enhanced customer relationships and loyalty.

**Highlights:** Digital banking experience, Seamless integration of products and services, Enhanced customer relationships, Innovation in digital capabilities, Distinctive user experience, Digital registration

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless and easy to use
- 👍 User-friendly interface
- ⭐️ Great service and banking experience
- 💡 Convenient features and quick access to services

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Poor navigation and confusing layout
- ⏱️ Slow performance and long loading times
- 🔒 Concerns over privacy and location access
- 🔄 Too many updates and constant changes

**Reported bugs**

- Authentication issues and device registration problems
- Credit card balance widget not working as expected
- App crashing on launch or during transactions
- Unreliable OTP delivery and login failures
- Compatibility issues with certain devices and OS versions

**Requested features**

- Dark mode option
- Ability to hide account balance
- Integration of investment accounts
- Improved monthly statement access
- Support for international use and OTP delivery


## Frequently asked questions

### Is urpay free?

urpay is free to download, with no in-app purchases.

### Is SNB Mobile free?

SNB Mobile is free to download, with no in-app purchases.

### Which has better reviews, urpay or SNB Mobile?

SNB Mobile is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while SNB Mobile averages 4.7 from 59K ratings.

### Do urpay or SNB Mobile have ads?

Neither urpay nor SNB Mobile shows ads.

### Which is updated more often, urpay or SNB Mobile?

urpay ships an update every 9 days, and SNB Mobile monthly. Most recently, urpay was updated on September 26, 2026 and SNB Mobile on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*