# urpay vs Mobily Pay

The clearest difference is ads: urpay at none against Mobily Pay's shown. urpay also leads on ratings volume (12K vs 3.6K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for Mobily Pay. Both are backed by a comparable volume of ratings — 12K and 3.6K respectively. Written reviews are what separate them: 27% of urpay's written reviews are positive against 35% of Mobily Pay's.

urpay ships an update every 9 days, Mobily Pay fortnightly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | urpay | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (12K ratings)](https://appshunter.io/ios/app/urpay/id1585778338/reviews) | **[4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews)** |
| Number of ratings | **12K** | 3.6K |
| Positive reviews | 26.7% of reviews | **34.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 194 MB | 146 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Neoleap](https://appshunter.io/developer/1585778340) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### urpay

[App page](https://appshunter.io/ios/app/urpay/id1585778338)

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

**Highlights:** Digital wallet, Global money transfer, Bill payments, Virtual and physical cards, Mobile top-ups, Payment splitting, Family wallet

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly

**What reviewers complain about**

- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive

**Reported bugs**

- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason

**Requested features**

- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is urpay free?

urpay is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, urpay or Mobily Pay?

Mobily Pay is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while Mobily Pay averages 4.7 from 3.6K ratings.

### Do urpay or Mobily Pay have ads?

Mobily Pay shows ads; urpay does not.

### Which is updated more often, urpay or Mobily Pay?

urpay ships an update every 9 days, and Mobily Pay fortnightly. Most recently, urpay was updated on September 24, 2026 and Mobily Pay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*