# urpay vs Alinma App

urpay and Alinma App both sit at 4.6 stars, but that hides the real split: 65% of Alinma App's written reviews are positive against 27% of urpay's. Alinma App also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for urpay against 4.7 for Alinma App. Both are backed by a comparable volume of ratings — 12K and 14K respectively. Written reviews are what separate them: 27% of urpay's written reviews are positive against 65% of Alinma App's.

urpay ships an update every 9 days, Alinma App fortnightly. The most recent releases landed on September 27, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | urpay | Alinma App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (12K ratings)](https://appshunter.io/ios/app/urpay/id1585778338/reviews) | **[4.7 (14K ratings)](https://appshunter.io/ios/app/alinma-app/id1668637683/reviews)** |
| Number of ratings | 12K | **14K** |
| Positive reviews | 26.7% of reviews | **65.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 194 MB | 210 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Neoleap](https://appshunter.io/developer/1585778340) | [Alinma Bank](https://appshunter.io/developer/622567516) |

## What reviewers say

### urpay

[App page](https://appshunter.io/ios/app/urpay/id1585778338)

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

**Highlights:** Digital wallet, Global money transfer, Bill payments, Virtual and physical cards, Mobile top-ups, Payment splitting, Family wallet

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly

**What reviewers complain about**

- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive

**Reported bugs**

- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason

**Requested features**

- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits


### Alinma App

[App page](https://appshunter.io/ios/app/alinma-app/id1668637683)

This app offers a comprehensive digital banking experience with advanced features for managing accounts, finances, and cards. It allows users to perform transactions, submit requests, and access various banking services conveniently from their smart devices, including accessibility options for the visually impaired.

**Highlights:** Digital account opening, Personal finance application, Card issuance and management, Instant payment services, E-voucher purchases, Bill payments, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and efficient
- 🔒 Secure transactions
- 💡 Innovative features
- 🌟 Excellent banking experience

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- ⏱️ Slow performance and loading times
- 🔒 Strict security measures can be inconvenient
- 💳 Lack of support for international transfers

**Reported bugs**

- Login issues and frequent logouts
- Problems with device registration
- Compatibility issues with older devices

**Requested features**

- Faster login options (e.g., biometrics)
- More control over transaction limits
- Real-time transaction notifications
- Dark mode option


## Frequently asked questions

### Is urpay free?

urpay is free to download, with no in-app purchases.

### Is Alinma App free?

Alinma App is free to download, with no in-app purchases.

### Which has better reviews, urpay or Alinma App?

Alinma App is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while Alinma App averages 4.7 from 14K ratings.

### Do urpay or Alinma App have ads?

Neither urpay nor Alinma App shows ads.

### Which is updated more often, urpay or Alinma App?

urpay ships an update every 9 days, and Alinma App fortnightly. Most recently, urpay was updated on September 27, 2026 and Alinma App on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*