# urpay vs Riyad Bank App

urpay and Riyad Bank App both sit at 4.6 stars, but that hides the real split: 78% of Riyad Bank App's written reviews are positive against 26% of urpay's. Riyad Bank App also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Riyad Bank App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 12K and 8.4K respectively. Written reviews point the same way: 26% of urpay's written reviews are positive against 78% of Riyad Bank App's.

urpay ships an update every 9 days, Riyad Bank App every 11 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | urpay | Riyad Bank App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (12K ratings)](https://appshunter.io/ios/app/urpay/id1585778338/reviews) | **[4.8 (8.4K ratings)](https://appshunter.io/ios/app/riyad-bank-app/id6451439906/reviews)** |
| Number of ratings | **12K** | 8.4K |
| Positive reviews | 26.2% of reviews | **78.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 11 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 230 MB | 210 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Neoleap](https://appshunter.io/developer/1585778340) | [Riyad Bank](https://appshunter.io/developer/591647699) |

## What reviewers say

### urpay

[App page](https://appshunter.io/ios/app/urpay/id1585778338)

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

**Highlights:** Digital wallet, Global money transfer, Bill payments, Virtual and physical cards, Mobile top-ups, Payment splitting, Family wallet

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💙 Best Digital Wallet
- 👍 Easy to use, fast and good
- 🚀 Fast and reliable even outside the kingdom
- 💰 Great deals and user-friendly

**What reviewers complain about**

- 🐛 Network issues, app not working
- 💰 High fees for transfers and transactions
- 🔒 Requires location access
- 🤔 Sudden changes to limits and features
- 🤯 Terrible customer service and unresponsive

**Reported bugs**

- Login/signup issues
- Freezing, crashing, and performance problems
- International transfers not working
- Deduction of funds without reason

**Requested features**

- Add monthly spending reports
- Allow multiple wallets
- Support Mada cards
- Restore previous cashback rates
- Increase transfer limits


### Riyad Bank App

[App page](https://appshunter.io/ios/app/riyad-bank-app/id6451439906)

This digital banking app offers a sleek, intuitive interface for managing your finances on the go. Enjoy secure biometric access, personalized features, and streamlined applications for financial products. Manage credit cards, schedule transfers, and access account statements effortlessly.

**Highlights:** Biometric authentication, Personalized quick actions, Digital financial product applications, Credit card management, Scheduled transfers, Account statement downloads

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Smooth banking experience
- 💡 Improved design

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔒 Lack of password manager support
- ⚠️ Unreliable app performance
- 🔍 Missing important features

**Reported bugs**

- App crashes frequently
- Unable to receive OTP for login
- Inconsistent behavior with Apple Pay
- Switching languages causes issues
- App not working outside of Saudi Arabia

**Requested features**

- Reintroduce sender details in transaction history
- Bring back Face ID login
- Optimize for iPad
- Allow iCloud password integration


## Frequently asked questions

### Is urpay free?

urpay is free to download, with no in-app purchases.

### Is Riyad Bank App free?

Riyad Bank App is free to download, with no in-app purchases.

### Which has better reviews, urpay or Riyad Bank App?

Riyad Bank App is rated higher. urpay averages 4.6 out of 5 from 12K ratings, while Riyad Bank App averages 4.8 from 8.4K ratings.

### Do urpay or Riyad Bank App have ads?

Neither urpay nor Riyad Bank App shows ads.

### Which is updated more often, urpay or Riyad Bank App?

urpay ships an update every 9 days, and Riyad Bank App every 11 days. Most recently, urpay was updated on October 30, 2026 and Riyad Bank App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*