# Reflect vs KRIF

The clearest difference is update cadence: Reflect at monthly against KRIF's every 12 months. Reflect also leads on iOS requirement (16.0 vs 18.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Reflect ships an update monthly, KRIF every 12 months. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Reflect | KRIF |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (315 ratings)](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708/reviews)** | — |
| Number of ratings | **315** | — |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Free | — |
| Size | 535 MB | 48 MB |
| Requires iOS | **16.0** | 18.2 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Arab Bank PLC](https://appshunter.io/developer/766458474) | [KRIF B.V.](https://appshunter.io/developer/1840411884) |

## What reviewers say

### Reflect

[App page](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708)

Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.

**Highlights:** Digital Wallet Account, Personalized Marketplace, Flexible Top-ups & Withdrawals, Loyalty Points & Cash Rewards, Instant Payments & Bill Pay, Automated Saving Spaces, Spin & Win Prizes, Digital Account Opening

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### KRIF

[App page](https://appshunter.io/ios/app/krif/id6752655049)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Reflect free?

Reflect is free to download, with no in-app purchases.

### Is KRIF free?

KRIF is free to download, with no in-app purchases.

### Do Reflect or KRIF have ads?

Neither Reflect nor KRIF shows ads.

### Which is updated more often, Reflect or KRIF?

Reflect ships an update monthly, and KRIF every 12 months. Most recently, Reflect was updated on November 7, 2026 and KRIF on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*