# Yappy vs Factu

The clearest difference is in-app purchases: Yappy at none against Factu's 4. Yappy also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Factu sells 4 in-app purchases, starting at $6.99 per month. Yappy asks for nothing beyond the download.

Yappy holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 27 and 6 respectively.

Yappy ships an update every 2 weeks, Factu every 2 months. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Yappy | Factu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (27 ratings)](https://appshunter.io/ios/app/yappy/id1585857307/reviews)** | [3.7 (6 ratings)](https://appshunter.io/ios/app/factu/id1594027225/reviews) |
| Number of ratings | **27** | 6 |
| Positive reviews | 45.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 74 MB | 80 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Yappy S.A](https://appshunter.io/developer/1585857309) | [FACTÚ, S.A.](https://appshunter.io/developer/1594027227) |

## What reviewers say

### Yappy

[App page](https://appshunter.io/ios/app/yappy/id1585857307)

This app streamlines sending money to contacts and businesses. It offers secure biometric authorization for transactions and quick access to QR code payments. Find contacts and merchants easily with a directory and verify recipients with profile photos.

**Highlights:** Direct app entry, Favorite contacts and merchants, Biometric authorization (fingerprint/face recognition), QR code payments and sharing, Contact and merchant directory, Profile photo verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Factu

[App page](https://appshunter.io/ios/app/factu/id1594027225)

Organize all your invoices, warranties, and tax documents in one digital archive. Easily track income, expenses, and tax payments with detailed reports. Designed for everyone to understand and manage their finances effortlessly.

**Highlights:** Digital invoice and tax document archive, Organized storage and segmentation, Detailed income and expense reports, Tax payment tracking, Secure data access, Accountant access sharing

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Mensual | $6.99 | per month |
| Premium Familiar Mensual | $24.99 | per month |
| Premium Anual | $69.99 | per year |
| Premium Familiar Anual | $249.99 | per year |


## Frequently asked questions

### Is Yappy free?

Yappy is free to download, with no in-app purchases.

### Is Factu free?

Factu is free to download, with in-app purchases available.

### Which has better reviews, Yappy or Factu?

Yappy is rated higher. Yappy averages 3.9 out of 5 from 27 ratings, while Factu averages 3.7 from 6 ratings.

### Do Yappy or Factu have ads?

Factu shows ads; Yappy does not.

### Which is updated more often, Yappy or Factu?

Yappy ships an update every 2 weeks, and Factu every 2 months. Most recently, Yappy was updated on October 20, 2026 and Factu on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*