# Yappy vs Crediviva

The clearest difference is review sentiment: Crediviva at 100% against Yappy's 45%. Crediviva also leads on rating (5.0 vs 3.8) and iOS requirement (13.0 vs 15.0). Yappy's advantage is ratings volume (26 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Crediviva holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews point the same way: 45% of Yappy's written reviews are positive against 100% of Crediviva's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Yappy | Crediviva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (26 ratings)](https://appshunter.io/ios/app/yappy/id1585857307/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/crediviva/id6502125656/reviews)** |
| Number of ratings | **26** | 6 |
| Positive reviews | 45.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 74 MB | 153 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Yappy S.A](https://appshunter.io/developer/1585857309) | [Crediviva, S.A](https://appshunter.io/developer/1744458070) |

## What reviewers say

### Yappy

[App page](https://appshunter.io/ios/app/yappy/id1585857307)

This app streamlines sending money to contacts and businesses. It offers secure biometric authorization for transactions and quick access to QR code payments. Find contacts and merchants easily with a directory and verify recipients with profile photos.

**Highlights:** Direct app entry, Favorite contacts and merchants, Biometric authorization (fingerprint/face recognition), QR code payments and sharing, Contact and merchant directory, Profile photo verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Crediviva

[App page](https://appshunter.io/ios/app/crediviva/id6502125656)

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

**Highlights:** Installment purchases, Up to 24 monthly installments, 0% APR offers, 100% digital process, QR code payments, Account management, Over 25 affiliated stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Yappy free?

Yappy is free to download, with no in-app purchases.

### Is Crediviva free?

Crediviva is free to download, with no in-app purchases.

### Which has better reviews, Yappy or Crediviva?

Crediviva is rated higher. Yappy averages 3.8 out of 5 from 26 ratings, while Crediviva averages 5.0 from 6 ratings.

### Do Yappy or Crediviva have ads?

Neither Yappy nor Crediviva shows ads.

### Which is updated more often, Yappy or Crediviva?

Yappy ships an update every 2 weeks, and Crediviva every 2 weeks. Most recently, Yappy was updated on September 16, 2026 and Crediviva on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*