# My E vs Shellpoint

The clearest difference is update cadence: Shellpoint at monthly against My E's every 5 months. Shellpoint also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My E ships an update every 5 months, Shellpoint monthly. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | My E | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | — | **17K** |
| Positive reviews | — | 54.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | — | Free |
| Size | 84 MB | 73 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Insignia Mortgage, Inc.](https://appshunter.io/developer/1585876225) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### My E

[App page](https://appshunter.io/ios/app/my-e-mortgage-by-insignia/id1585876223)

**Features:** macOS Compatibility

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is My E free?

My E is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Do My E or Shellpoint have ads?

Neither My E nor Shellpoint shows ads.

### Which is updated more often, My E or Shellpoint?

My E ships an update every 5 months, and Shellpoint monthly. Most recently, My E was updated on October 17, 2026 and Shellpoint on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*