# DivUp vs IOU

The clearest difference is rating: DivUp at 5.0 against IOU's 4.4. DivUp also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). IOU's advantage is update cadence (fortnightly vs every 7 months) and ratings volume (17 vs 5). On price, ads and device support there is nothing between them.

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. DivUp asks for nothing beyond the download.

DivUp holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 5 and 17 respectively. Written reviews point the same way: 100% of DivUp's written reviews are positive against 60% of IOU's.

DivUp ships an update every 7 months, IOU fortnightly. The most recent releases landed on October 4, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | DivUp | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/divup/id1585918807/reviews)** | [4.4 (17 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews) |
| Number of ratings | 5 | **17** |
| Positive reviews | **100.0% of reviews** | 60.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 21 MB | 53 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [Sonu Chopra](https://appshunter.io/developer/1567822733) | [Eric Agredo](https://appshunter.io/developer/1475112741) |

## What reviewers say

### DivUp

[App page](https://appshunter.io/ios/app/divup/id1585918807)

Easily divide shared expenses among friends. This application simplifies the process of splitting bills and tracking who owes what, making group outings and shared living arrangements hassle-free.

**Highlights:** Split receipts with friends, Easy expense tracking, Manage shared bills, Fast and simple interface

**In-app purchases:** none


### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


## Frequently asked questions

### Is DivUp free?

DivUp is free to download, with no in-app purchases.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Which has better reviews, DivUp or IOU?

DivUp is rated higher. DivUp averages 5.0 out of 5 from 5 ratings, while IOU averages 4.4 from 17 ratings.

### Do DivUp or IOU have ads?

Neither DivUp nor IOU shows ads.

### Which is updated more often, DivUp or IOU?

DivUp ships an update every 7 months, and IOU fortnightly. Most recently, DivUp was updated on October 4, 2026 and IOU on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*