# Yappy Comercial vs Crediviva

The clearest difference is review sentiment: Crediviva at 100% against Yappy Comercial's 0%. Crediviva also leads on rating (4.7 vs 4.0) and iOS requirement (15.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Crediviva holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 7 and 7 respectively. Written reviews point the same way: 0% of Yappy Comercial's written reviews are positive against 100% of Crediviva's.

Yappy Comercial ships an update monthly, Crediviva every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Yappy Comercial | Crediviva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (7 ratings)](https://appshunter.io/ios/app/yappy-comercial/id1586201041/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/crediviva/id6502125656/reviews)** |
| Number of ratings | 7 | 7 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 73 MB | 152 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Yappy S.A](https://appshunter.io/developer/1585857309) | [Crediviva](https://appshunter.io/developer/1744458070) |

## What reviewers say

### Yappy Comercial

[App page](https://appshunter.io/ios/app/yappy-comercial/id1586201041)

This app allows businesses to easily collect payments through unique QR codes and dynamic payment links. It provides immediate confirmation of received payments, transaction history, and team management features. Businesses can also update their profile information to be more discoverable.

**Highlights:** Generate unique QR codes for payments, Create dynamic payment links, Share static payment links, Receive immediate payment confirmations, Review transaction history, Manage team access and payment points, Access business transaction reports

**Features:** Vision Pro support

**In-app purchases:** none


### Crediviva

[App page](https://appshunter.io/ios/app/crediviva/id6502125656)

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

**Highlights:** Installment purchases, Up to 24 monthly installments, 0% APR offers, 100% digital process, QR code payments, Account management, Over 25 affiliated stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Yappy Comercial free?

Yappy Comercial is free to download, with no in-app purchases.

### Is Crediviva free?

Crediviva is free to download, with no in-app purchases.

### Which has better reviews, Yappy Comercial or Crediviva?

Crediviva is rated higher. Yappy Comercial averages 4.0 out of 5 from 7 ratings, while Crediviva averages 4.7 from 7 ratings.

### Do Yappy Comercial or Crediviva have ads?

Neither Yappy Comercial nor Crediviva shows ads.

### Which is updated more often, Yappy Comercial or Crediviva?

Yappy Comercial ships an update monthly, and Crediviva every 3 weeks. Most recently, Yappy Comercial was updated on November 3, 2026 and Crediviva on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*