# Simple Spender 2 vs CreciPay

The clearest difference is rating: Simple Spender 2 at 4.8 against CreciPay's 4.3. CreciPay's advantage is in-app purchases (none vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Simple Spender 2 sells 1 in-app purchase, starting at $0.99 per 6 months. CreciPay asks for nothing beyond the download.

Simple Spender 2 holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 5 and 11 respectively.

Simple Spender 2 ships an update every 2 weeks, CreciPay monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Simple Spender 2 | CreciPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/simple-spender-2/id1586503194/reviews)** | [4.3 (11 ratings)](https://appshunter.io/ios/app/crecipay/id1638751180/reviews) |
| Number of ratings | 5 | **11** |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 48 MB | 51 MB |
| Requires iOS | **14.5** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kwok Chun Hin](https://appshunter.io/developer/446734044) | [Creci Technologies LLC](https://appshunter.io/developer/1652414990) |

## What reviewers say

### Simple Spender 2

[App page](https://appshunter.io/ios/app/simple-spender-2/id1586503194)

Easily track expenses and income, create personalized budgets, and visualize your spending habits with insightful graphs. This app prioritizes data privacy by storing all information locally on your device.

**Highlights:** Expense and income tracking, Personalized monthly budgeting, Data visualization with graphs, Local data storage for privacy, CSV import and export, Multiple currencies and payment methods

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 6 Months Subscription | $0.99 | per 6 months |


### CreciPay

[App page](https://appshunter.io/ios/app/crecipay/id1638751180)

Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.

**Highlights:** Access earned money, Pay bills, Save money, Flexible spending options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Simple Spender 2 free?

Simple Spender 2 is free to download, with in-app purchases available.

### Is CreciPay free?

CreciPay is free to download, with no in-app purchases.

### Which has better reviews, Simple Spender 2 or CreciPay?

Simple Spender 2 is rated higher. Simple Spender 2 averages 4.8 out of 5 from 5 ratings, while CreciPay averages 4.3 from 11 ratings.

### Do Simple Spender 2 or CreciPay have ads?

Both Simple Spender 2 and CreciPay show ads.

### Which is updated more often, Simple Spender 2 or CreciPay?

Simple Spender 2 ships an update every 2 weeks, and CreciPay monthly. Most recently, Simple Spender 2 was updated on October 27, 2026 and CreciPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*