# Check Splitter vs IOU

The clearest difference is rating: Check Splitter at 5.0 against IOU's 4.4. Check Splitter also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). IOU's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (17 vs 3). On price, ads and device support there is nothing between them.

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. Check Splitter asks for nothing beyond the download.

Check Splitter holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: IOU has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Check Splitter's written reviews are positive against 60% of IOU's.

Check Splitter ships an update every 3 months, IOU fortnightly. The most recent releases landed on June 5, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Check Splitter | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/check-splitter-divide/id1586694735/reviews)** | [4.4 (17 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews) |
| Number of ratings | 3 | **17** |
| Positive reviews | **100.0% of reviews** | 60.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 2 MB | 53 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [Vincent Cai](https://appshunter.io/developer/1453621798) | [Eric Agredo](https://appshunter.io/developer/1475112741) |

## What reviewers say

### Check Splitter

[App page](https://appshunter.io/ios/app/check-splitter-divide/id1586694735)

Effortlessly divide bills and receipts among friends. This app simplifies the process of splitting costs, including taxes, tips, and discounts, with just a few steps. It offers currency selection and efficient item assignment for quick calculations.

**Highlights:** Scan receipts to add item prices, Manually add or edit item prices, Assign items to multiple payers, Calculate individual payment amounts, Supports various currencies, Multi-select items and payers, Open source on GitHub

**Features:** macOS Compatibility

**In-app purchases:** none


### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


## Frequently asked questions

### Is Check Splitter free?

Check Splitter is free to download, with no in-app purchases.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Which has better reviews, Check Splitter or IOU?

Check Splitter is rated higher. Check Splitter averages 5.0 out of 5 from 3 ratings, while IOU averages 4.4 from 17 ratings.

### Do Check Splitter or IOU have ads?

Neither Check Splitter nor IOU shows ads.

### Which is updated more often, Check Splitter or IOU?

Check Splitter ships an update every 3 months, and IOU fortnightly. Most recently, Check Splitter was updated on June 5, 2026 and IOU on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*