# Mintpay | Pay Better. vs LaterPayy

The clearest difference is iOS requirement: LaterPayy at 12.0 against Mintpay | Pay Better.'s 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mintpay | Pay Better. ships an update monthly, LaterPayy every 6 weeks. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Mintpay | Pay Better. | LaterPayy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (163 ratings)](https://appshunter.io/ios/app/mintpay-pay-better/id1587093030/reviews)** | — |
| Number of ratings | **163** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 81 MB | 77 MB |
| Requires iOS | 15.5 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Mintpay (Private) Limited](https://appshunter.io/developer/1587093032) | [Pharst Care](https://appshunter.io/developer/1596126248) |

## What reviewers say

### Mintpay | Pay Better.

[App page](https://appshunter.io/ios/app/mintpay-pay-better/id1587093030)

Shop smarter and earn rewards with this payment app. Choose to pay now for instant cashback in loyalty coins or pay later in three interest-free installments. Redeem your earned coins across a wide network of partner brands.

**Highlights:** Pay Now with instant cashback, Pay Later in 3 interest-free installments, Earn and redeem Mint Coins, Shop at 2,500+ partner brands, Track payments and spending, Instant account verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LaterPayy

[App page](https://appshunter.io/ios/app/laterpayy/id1637614384)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Mintpay | Pay Better. free?

Mintpay | Pay Better. is free to download, with no in-app purchases.

### Is LaterPayy free?

LaterPayy is free to download, with no in-app purchases.

### Do Mintpay | Pay Better. or LaterPayy have ads?

Neither Mintpay | Pay Better. nor LaterPayy shows ads.

### Which is updated more often, Mintpay | Pay Better. or LaterPayy?

Mintpay | Pay Better. ships an update monthly, and LaterPayy every 6 weeks. Most recently, Mintpay | Pay Better. was updated on October 15, 2026 and LaterPayy on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*