# Geru vs ePIS

The clearest difference is rating: ePIS at 4.1 against Geru's 1.0. ePIS also leads on ratings volume (52 vs 1). Geru's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ePIS holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: ePIS has 52 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 14% of Geru's written reviews are positive against 5% of ePIS's, so the app with the better star average is not the one people write more warmly about.

Geru ships an update fortnightly, ePIS every 2 months. Both last shipped on October 25, 2026.

## The numbers

| Metric | Geru | ePIS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/geru-credito-e-pix-parcelado/id1587713422/reviews) | **[4.1 (52 ratings)](https://appshunter.io/ios/app/epis/id1600570880/reviews)** |
| Number of ratings | 1 | **52** |
| Positive reviews | **13.6% of reviews** | 4.8% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 117 MB | 32 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | +4 |
| Developer | [Open Co Tecnologia S.A](https://appshunter.io/developer/1587713424) | [Matheus Estoque](https://appshunter.io/developer/1589462723) |

## What reviewers say

### Geru

[App page](https://appshunter.io/ios/app/geru-credito-e-pix-parcelado/id1587713422)

Access personalized credit lines and manage loans easily. Make purchases with Pix and pay later, or pay off installments and contracts anytime. Get credit to fund your future plans.

**Highlights:** Personalized credit lines, Flexible credit with profile-based rates, GeruPay for cardless Pix purchases, Pay later for Pix purchases, Loan management, Pay or prepay installments, Early contract payoff

**In-app purchases:** none


### ePIS

[App page](https://appshunter.io/ios/app/epis/id1600570880)

Access all your PIS information quickly and securely. Calculate your balance, payment schedule, and get answers to your questions about this employee bonus program. Stay updated without long queues.

**Highlights:** PIS/PASEP 2024/2025 payment calendars, Labor bonus calculator, PIS balance calculator, QR code reader, Payment schedule, Days remaining for withdrawal, Account credit information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Geru free?

Geru is free to download, with no in-app purchases.

### Is ePIS free?

ePIS is free to download, with no in-app purchases.

### Which has better reviews, Geru or ePIS?

ePIS is rated higher. Geru averages 1.0 out of 5 from 1 ratings, while ePIS averages 4.1 from 52 ratings.

### Do Geru or ePIS have ads?

ePIS shows ads; Geru does not.

### Which is updated more often, Geru or ePIS?

Geru ships an update fortnightly, and ePIS every 2 months. Most recently, Geru was updated on October 25, 2026 and ePIS on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*