# TAIBVX vs Spnding

The clearest difference is in-app purchases: TAIBVX at none against Spnding's 3. TAIBVX also leads on iOS requirement (11.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Spnding sells 3 in-app purchases, starting at $4.90 per month. TAIBVX asks for nothing beyond the download.

TAIBVX ships an update every 3 weeks, Spnding every 2 weeks. The most recent releases landed on July 5, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | TAIBVX | Spnding |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (73 ratings)](https://appshunter.io/ios/app/taibvx/id1587889010/reviews)** | — |
| Number of ratings | **73** | — |
| Positive reviews | 15.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 49 MB | 59 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Perbadanan Tabung Amanah Islam Brunei](https://appshunter.io/developer/1119111712) | [Adri Johari](https://appshunter.io/developer/1837835355) |

## What reviewers say

### TAIBVX

[App page](https://appshunter.io/ios/app/taibvx/id1587889010)

Access your Perbadanan TAIB accounts conveniently from your mobile device. Perform various banking transactions, including fund transfers, bill payments, and top-ups, anytime and anywhere. Manage your account details, statements, and financing information with ease.

**Highlights:** View account and financing details, Download account statements, Perform fund transfers, Make bill payments, Top up prepaid services, Create standing instructions

**Features:** macOS Compatibility

**In-app purchases:** none


### Spnding

[App page](https://appshunter.io/ios/app/spnding/id6753129253)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Subscription | $4.90 | per month |
| Yearly Premium Subscription | $35.90 | per year |
| Lifetime Deal & Full Access | $89.99 | one-time |


## Frequently asked questions

### Is TAIBVX free?

TAIBVX is free to download, with no in-app purchases.

### Is Spnding free?

Spnding is free to download, with in-app purchases available.

### Do TAIBVX or Spnding have ads?

Neither TAIBVX nor Spnding shows ads.

### Which is updated more often, TAIBVX or Spnding?

TAIBVX ships an update every 3 weeks, and Spnding every 2 weeks. Most recently, TAIBVX was updated on July 5, 2026 and Spnding on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*