# ScoreMaster® vs Build

The clearest difference is rating: Build at 3.2 against ScoreMaster®'s 2.5. Build also leads on update cadence (weekly vs every 5 months) and review sentiment (17% vs 0%). ScoreMaster®'s advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Build holds the better App Store score, 3.2 against 2.5. Both are backed by a comparable volume of ratings — 13 and 15 respectively. Written reviews point the same way: 0% of ScoreMaster®'s written reviews are positive against 17% of Build's.

ScoreMaster® ships an update every 5 months, Build weekly. Both last shipped on November 3, 2026.

## The numbers

| Metric | ScoreMaster® | Build |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (13 ratings)](https://appshunter.io/ios/app/scoremaster/id1587923347/reviews) | **[3.2 (15 ratings)](https://appshunter.io/ios/app/build-credit-building/id6446790811/reviews)** |
| Number of ratings | 13 | **15** |
| Positive reviews | 0.0% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 28 MB | 76 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ConsumerDirect Inc](https://appshunter.io/developer/783694783) | [PRG Ventures, Inc.](https://appshunter.io/developer/1679099287) |

## What reviewers say

### ScoreMaster®

[App page](https://appshunter.io/ios/app/scoremaster/id1587923347)

Take control of your credit, identity, money, and online privacy. This app helps you improve your credit score quickly with personalized plans and offers tools for monitoring credit, managing finances, and protecting your personal information online.

**Highlights:** 24/7 Credit Monitoring, Action Buttons for Credit Errors, Integrated Money Manager, Privacy Information Removal, $1 Million Fraud Insurance, Suspicious Activity Alerts, 3-Bureau Credit Report Comparison

**Features:** Vision Pro support

**In-app purchases:** none


### Build

[App page](https://appshunter.io/ios/app/build-credit-building/id6446790811)

This app helps you build your credit history by reporting your payment activity to major credit bureaus. You can manage your account and monitor savings progress with no hard credit pull required. Start improving your financial health with flexible payment options.

**Highlights:** Build credit history, Reported to major credit bureaus, Credit builder account, Monitor savings progress, No hard credit pull, Flexible payment options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ScoreMaster® free?

ScoreMaster® is free to download, with no in-app purchases.

### Is Build free?

Build is free to download, with no in-app purchases.

### Which has better reviews, ScoreMaster® or Build?

Build is rated higher. ScoreMaster® averages 2.5 out of 5 from 13 ratings, while Build averages 3.2 from 15 ratings.

### Do ScoreMaster® or Build have ads?

Neither ScoreMaster® nor Build shows ads.

### Which is updated more often, ScoreMaster® or Build?

ScoreMaster® ships an update every 5 months, and Build weekly. Most recently, ScoreMaster® was updated on November 3, 2026 and Build on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*