# IDBI Soft Token vs SBI Authenticator

The clearest difference is update cadence: SBI Authenticator at every 2 months against IDBI Soft Token's every 7 months. IDBI Soft Token's advantage is review sentiment (33% vs 22%) and iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IDBI Soft Token ships an update every 7 months, SBI Authenticator every 2 months. The most recent releases landed on October 16, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | IDBI Soft Token | SBI Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.2 (24 ratings)](https://appshunter.io/ios/app/sbi-authenticator/id6753866762/reviews)** |
| Number of ratings | — | **24** |
| Positive reviews | **33.3% of reviews** | 21.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 11 MB | 72 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [IDBI BANK LIMITED](https://appshunter.io/developer/1121610258) | [State Bank of India](https://appshunter.io/developer/503784436) |

## What reviewers say

### IDBI Soft Token

[App page](https://appshunter.io/ios/app/idbi-soft-token/id1588375608)

Generate One-Time Passwords (OTPs) offline for secure authentication with your bank's net banking. This app eliminates the need for SMS OTPs, offering a convenient and reliable alternative for authorizing transactions without mobile network coverage.

**Highlights:** Offline OTP generation, Alternative to SMS OTP, Secure transaction authentication, No mobile network required, Convenient OTP access, Registration via net banking

**Features:** macOS Compatibility

**In-app purchases:** none


### SBI Authenticator

[App page](https://appshunter.io/ios/app/sbi-authenticator/id6753866762)

This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.

**Highlights:** Secure authentication, Reduces SMS OTP dependency, Prompt-based approvals, QR code scanning, App-based OTP, Supports SBI Yono Lite, RINB, MINB

**In-app purchases:** none


## Frequently asked questions

### Is IDBI Soft Token free?

IDBI Soft Token is free to download, with no in-app purchases.

### Is SBI Authenticator free?

SBI Authenticator is free to download, with no in-app purchases.

### Do IDBI Soft Token or SBI Authenticator have ads?

Neither IDBI Soft Token nor SBI Authenticator shows ads.

### Which is updated more often, IDBI Soft Token or SBI Authenticator?

IDBI Soft Token ships an update every 7 months, and SBI Authenticator every 2 months. Most recently, IDBI Soft Token was updated on October 16, 2026 and SBI Authenticator on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*