# MCT Exchange vs Optimal Blue

The clearest difference is update cadence: Optimal Blue at monthly against MCT Exchange's every 4 months. Optimal Blue also leads on ratings volume (209 vs 25). MCT Exchange's advantage is iOS requirement (16 vs 18.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for MCT Exchange against 4.9 for Optimal Blue. That said, the two scores are not equally well evidenced: Optimal Blue has 209 ratings behind it against 25, so its average is the more settled of the two.

MCT Exchange ships an update every 4 months, Optimal Blue monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | MCT Exchange | Optimal Blue |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (25 ratings)](https://appshunter.io/ios/app/mct-exchange/id1588400894/reviews)** | [4.9 (209 ratings)](https://appshunter.io/ios/app/optimal-blue-ppe/id6469644596/reviews) |
| Number of ratings | 25 | **209** |
| Positive reviews | — | 80.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 85 MB | 37 MB |
| Requires iOS | **16** | 18.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Mortgage Capital Trading, Inc.](https://appshunter.io/developer/1240310847) | [Optimal Blue LLC](https://appshunter.io/developer/819598914) |

## What reviewers say

### MCT Exchange

[App page](https://appshunter.io/ios/app/mct-exchange/id1588400894)

This app serves as a client-only conference portal, offering an insightful, educational, and fun experience. It provides access to information and activities for attendees of a traditional two-day event held in San Diego.

**Highlights:** Client-only conference access, Event information, Educational content, Networking opportunities, San Diego event details

**Features:** macOS Compatibility

**In-app purchases:** none


### Optimal Blue

[App page](https://appshunter.io/ios/app/optimal-blue-ppe/id6469644596)

Access a comprehensive mortgage pricing and product engine on your mobile device. Track market indices, receive real-time updates, and generate instant, accurate loan quotes. Ideal for mortgage professionals needing on-the-go access to pricing data and scenario analysis.

**Highlights:** Mortgage product, pricing, and eligibility engine, Track mortgage market indices (OBMMI™), Receive push notifications for updates, Price scenarios and save favorites, Automatic scenario refresh, Access full pricing inputs and custom fields, View eligible and ineligible products with reasons

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is MCT Exchange free?

MCT Exchange is free to download, with no in-app purchases.

### Is Optimal Blue free?

Optimal Blue is free to download, with no in-app purchases.

### Which has better reviews, MCT Exchange or Optimal Blue?

MCT Exchange is rated higher. MCT Exchange averages 5.0 out of 5 from 25 ratings, while Optimal Blue averages 4.9 from 209 ratings.

### Do MCT Exchange or Optimal Blue have ads?

Neither MCT Exchange nor Optimal Blue shows ads.

### Which is updated more often, MCT Exchange or Optimal Blue?

MCT Exchange ships an update every 4 months, and Optimal Blue monthly. Most recently, MCT Exchange was updated on November 3, 2026 and Optimal Blue on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*