# TOP.ph vs Skyro Philippines

TOP.ph and Skyro Philippines both sit at 5.0 stars, but that hides the real split: 100% of Skyro Philippines's written reviews are positive against 33% of TOP.ph's. Skyro Philippines also leads on ratings volume (126 vs 1) and update cadence (every 8 days vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TOP.ph holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Skyro Philippines has 126 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of TOP.ph's written reviews are positive against 100% of Skyro Philippines's, so the app with the better star average is not the one people write more warmly about.

TOP.ph ships an update monthly, Skyro Philippines every 8 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | TOP.ph | Skyro Philippines |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/topph/id1588845879/reviews)** | [4.8 (126 ratings)](https://appshunter.io/ios/app/skyro-philippines/id1635398736/reviews) |
| Number of ratings | 1 | **126** |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free | Free |
| Size | 196 MB | 347 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [The Orange Platform](https://appshunter.io/developer/1710301765) | [Breeze Ventures Pte. Ltd.](https://appshunter.io/developer/1612644352) |

## What reviewers say

### TOP.ph

[App page](https://appshunter.io/ios/app/topph/id1588845879)

This electronic wallet facilitates cashless transactions, offering ease and protection for users. It aims to serve the unbanked population and improve financial literacy.

**Highlights:** Cashless transactions, Electronic wallet, Financial literacy support, Serves the unbanked, Ease of use, Protection

**Features:** Vision Pro support

**In-app purchases:** none


### Skyro Philippines

[App page](https://appshunter.io/ios/app/skyro-philippines/id1635398736)

This app offers flexible, simple, and transparent financing options for Filipino citizens. Access loans for everyday bills, business capital, or household needs. Split payments for purchases without a credit card and manage your finances easily.

**Highlights:** Flexible loan terms, Split payments for purchases, Online cash loans, Reusable credit line, Multiple payment options, Adjustable due dates and payments, In-app chat support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TOP.ph free?

TOP.ph is free to download, with no in-app purchases.

### Is Skyro Philippines free?

Skyro Philippines is free to download, with no in-app purchases.

### Which has better reviews, TOP.ph or Skyro Philippines?

TOP.ph is rated higher. TOP.ph averages 5.0 out of 5 from 1 ratings, while Skyro Philippines averages 4.8 from 126 ratings.

### Do TOP.ph or Skyro Philippines have ads?

Neither TOP.ph nor Skyro Philippines shows ads.

### Which is updated more often, TOP.ph or Skyro Philippines?

TOP.ph ships an update monthly, and Skyro Philippines every 8 days. Most recently, TOP.ph was updated on November 3, 2026 and Skyro Philippines on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*