# BMOI Mobile vs BNI

The clearest difference is update cadence: BNI at every 2 months against BMOI Mobile's every 46 months. BNI also leads on iOS requirement (9.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BMOI Mobile ships an update every 46 months, BNI every 2 months. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BMOI Mobile | BNI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/bni/id6739867437/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 62.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 46 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 1 MB | 147 MB |
| Requires iOS | 12.0 | **9.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Malgache de l'Ocean Indien](https://appshunter.io/developer/1589040554) | [BNI MADAGASCAR](https://appshunter.io/developer/1236651128) |

## What reviewers say

### BMOI Mobile

[App page](https://appshunter.io/ios/app/bmoi-mobile-banking/id1589040552)

**Features:** macOS Compatibility

**In-app purchases:** none


### BNI

[App page](https://appshunter.io/ios/app/bni/id6739867437)

Manage your finances with this banking app. Open accounts online, access services, and make secure transactions like transfers and QR code payments. Track your cards, credits, and insurance all from your smartphone.

**Highlights:** Online account opening, Secure login with biometrics, Real-time account balance, Money transfers, QR code payments, Card management, Online credit applications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BMOI Mobile free?

BMOI Mobile is free to download, with no in-app purchases.

### Is BNI free?

BNI is free to download, with no in-app purchases.

### Do BMOI Mobile or BNI have ads?

Neither BMOI Mobile nor BNI shows ads.

### Which is updated more often, BMOI Mobile or BNI?

BMOI Mobile ships an update every 46 months, and BNI every 2 months. Most recently, BMOI Mobile was updated on October 9, 2026 and BNI on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*