# Cubit vs Expense Tracker

The clearest difference is in-app purchases: Cubit at none against Expense Tracker's 17. Cubit also leads on review sentiment (100% vs 82%) and rating (5.0 vs 4.8). Expense Tracker's advantage is ratings volume (875 vs 2). On price, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Cubit asks for nothing beyond the download.

Cubit holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 875 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Cubit's written reviews are positive against 82% of Expense Tracker's.

Cubit ships an update monthly, Expense Tracker every 2 weeks. The most recent releases landed on September 29, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Cubit | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cubit/id1589149334/reviews)** | [4.8 (875 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) |
| Number of ratings | 2 | **875** |
| Positive reviews | **100.0% of reviews** | 82.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 16 MB | 53 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PappCorn SAS](https://appshunter.io/developer/556462391) | [Florian Vates](https://appshunter.io/developer/1544416478) |

## What reviewers say

### Cubit

[App page](https://appshunter.io/ios/app/cubit/id1589149334)

This app teaches children and young people how to manage their money from an early age, providing them with financial education for their future. It allows children to learn to save, manage allowances, and track expenses, while parents can manage allowances and monitor their children's progress.

**Highlights:** Financial education for children, Separate parent and child profiles, Learn to save and manage allowances, Track expenses, Parental oversight and progress monitoring

**Features:** macOS Compatibility

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

**Highlights:** AI-powered voice expense entry, Automatic expense categorization, Manual expense entry, Custom category creation, Beautiful and simple UI/UX, Privacy-friendly iCloud storage, No login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Student Monthly | $4.49 | per month |
| Family month | $5.49 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |
| Basic yearly | $29.99 | per year |
| Family yearly intro | $34.99 | per year |
| Family | $34.99 | per year |
| Family yearly | $39.99 | per year |
| Yearly | $71.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


## Frequently asked questions

### Is Cubit free?

Cubit is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Cubit or Expense Tracker?

Cubit is rated higher. Cubit averages 5.0 out of 5 from 2 ratings, while Expense Tracker averages 4.8 from 875 ratings.

### Do Cubit or Expense Tracker have ads?

Neither Cubit nor Expense Tracker shows ads.

### Which is updated more often, Cubit or Expense Tracker?

Cubit ships an update monthly, and Expense Tracker every 2 weeks. Most recently, Cubit was updated on September 29, 2026 and Expense Tracker on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*