# BH mPay vs Moneco

The clearest difference is review sentiment: Moneco at 58% against BH mPay's 0%. Moneco also leads on update cadence (every 5 days vs every 2 months) and ratings volume (104 vs 1). BH mPay's advantage is rating (5.0 vs 4.4) and iOS requirement (11.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BH mPay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Moneco has 104 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of BH mPay's written reviews are positive against 58% of Moneco's, so the app with the better star average is not the one people write more warmly about.

BH mPay ships an update every 2 months, Moneco every 5 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | BH mPay | Moneco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bh-mpay/id1589463496/reviews)** | [4.4 (104 ratings)](https://appshunter.io/ios/app/moneco/id6444921877/reviews) |
| Number of ratings | 1 | **104** |
| Positive reviews | 0.0% of reviews | **58.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 67 MB | 117 MB |
| Requires iOS | **11.0** | 15 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BANQUE DE LHABITAT](https://appshunter.io/developer/1589417341) | [Moneco France](https://appshunter.io/developer/1639960314) |

## What reviewers say

### BH mPay

[App page](https://appshunter.io/ios/app/bh-mpay/id1589463496)

This finance app allows users to easily and securely check their transaction history and pay merchants. To use its features, you must be registered for the service and have a Tunisian bank card.

**Highlights:** Transaction history consultation, Merchant payments, Secure operations, 24/7 accessibility, Requires Tunisian bank card

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneco

[App page](https://appshunter.io/ios/app/moneco/id6444921877)

Open an international bank account in minutes from your phone. Send and receive money securely in EUR and USD with a virtual card. Enjoy higher transfer limits and hassle-free international banking.

**Highlights:** Open international bank account, Send and receive EUR and USD, Virtual payment card, Higher transfer limits, Multilingual support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BH mPay free?

BH mPay is free to download, with no in-app purchases.

### Is Moneco free?

Moneco is free to download, with no in-app purchases.

### Which has better reviews, BH mPay or Moneco?

BH mPay is rated higher. BH mPay averages 5.0 out of 5 from 1 ratings, while Moneco averages 4.4 from 104 ratings.

### Do BH mPay or Moneco have ads?

Neither BH mPay nor Moneco shows ads.

### Which is updated more often, BH mPay or Moneco?

BH mPay ships an update every 2 months, and Moneco every 5 days. Most recently, BH mPay was updated on October 24, 2026 and Moneco on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*