# IOU vs Piecemeal

The clearest difference is rating: Piecemeal at 5.0 against IOU's 4.4. Piecemeal also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. Piecemeal asks for nothing beyond the download.

Piecemeal holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 18 and 10 respectively. Written reviews point the same way: 60% of IOU's written reviews are positive against 100% of Piecemeal's.

IOU ships an update fortnightly, Piecemeal weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | IOU | Piecemeal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (18 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews) | **[5.0 (10 ratings)](https://appshunter.io/ios/app/piecemeal-split-your-bills/id6450351530/reviews)** |
| Number of ratings | **18** | 10 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Freemium | **Free** |
| Size | 53 MB | 27 MB |
| Requires iOS | 26.0 | **11.0** |
| Devices | iPhone, iPad, Vision Pro | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eric Agredo](https://appshunter.io/developer/1475112741) | [Jessica Huang](https://appshunter.io/developer/1692895712) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


### Piecemeal

[App page](https://appshunter.io/ios/app/piecemeal-split-your-bills/id6450351530)

Effortlessly divide expenses with friends by simply taking a photo of your receipt. The app automatically assigns items, calculates individual shares including tax and tip, and allows easy sharing of the final bill.

**Highlights:** Receipt scanning, Item assignment, Automatic bill calculation, Tax and tip factoring, Social media sharing

**In-app purchases:** none


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Piecemeal free?

Piecemeal is free to download, with no in-app purchases.

### Which has better reviews, IOU or Piecemeal?

Piecemeal is rated higher. IOU averages 4.4 out of 5 from 18 ratings, while Piecemeal averages 5.0 from 10 ratings.

### Do IOU or Piecemeal have ads?

Neither IOU nor Piecemeal shows ads.

### Which is updated more often, IOU or Piecemeal?

IOU ships an update fortnightly, and Piecemeal weekly. Most recently, IOU was updated on October 24, 2026 and Piecemeal on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*