# IOU vs SplitX

The clearest difference is in-app purchases: SplitX at none against IOU's 5. SplitX also leads on iOS requirement (15.6 vs 26.0). IOU's advantage is update cadence (fortnightly vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. SplitX asks for nothing beyond the download.

IOU ships an update fortnightly, SplitX monthly. The most recent releases landed on September 25, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | IOU | SplitX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (17 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Freemium | — |
| Size | 53 MB | 83 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone, iPad, Vision Pro | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eric Agredo](https://appshunter.io/developer/1475112741) | [Vaibhav Vishal](https://appshunter.io/developer/1801051425) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


### SplitX

[App page](https://appshunter.io/ios/app/splitx-bill-and-expense-split/id6746949423)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is SplitX free?

SplitX is free to download, with no in-app purchases.

### Do IOU or SplitX have ads?

Neither IOU nor SplitX shows ads.

### Which is updated more often, IOU or SplitX?

IOU ships an update fortnightly, and SplitX monthly. Most recently, IOU was updated on September 25, 2026 and SplitX on September 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*