# IOU vs IOU

The clearest difference is rating: IOU at 5.0 against IOU's 4.4. IOU also leads on review sentiment (100% vs 60%) and iOS requirement (15.1 vs 26.0). IOU's advantage is ratings volume (17 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month and IOU sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

IOU holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: IOU has 17 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of IOU's written reviews are positive against 100% of IOU's.

## The numbers

| Metric | IOU | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (17 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233/reviews)** |
| Number of ratings | **17** | 1 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | Free with in-app purchases |
| Size | 53 MB | 66 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | **iPhone, iPad, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eric Agredo](https://appshunter.io/developer/1475112741) | [kai Lee](https://appshunter.io/developer/1769048375) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


### IOU

[App page](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233)

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

**Highlights:** Smart bill splitting, Receipt scanning, Expense tracking, Group management, Payment reminders, Real-time sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited monthly access | $2.99 | per month |
| Unlimited annual access | $19.99 | per year |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Which has better reviews, IOU or IOU?

IOU is rated higher. IOU averages 4.4 out of 5 from 17 ratings, while IOU averages 5.0 from 1 ratings.

### Do IOU or IOU have ads?

Neither IOU nor IOU shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*