# IOU vs DivvyTrip

The clearest difference is price: IOU at Free against DivvyTrip's $2.99. IOU also leads on ratings volume (18 vs 3). DivvyTrip's advantage is rating (5.0 vs 4.4) and review sentiment (100% vs 60%). On update cadence, ads and device support there is nothing between them.

IOU is free to download; DivvyTrip costs $2.99 up front. IOU sells 5 in-app purchases, starting at $0.99 per month. DivvyTrip asks for nothing beyond the download.

DivvyTrip holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: IOU has 18 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 60% of IOU's written reviews are positive against 100% of DivvyTrip's.

IOU ships an update fortnightly, DivvyTrip every 10 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | IOU | DivvyTrip |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.4 (18 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/divvytrip/id6754256039/reviews)** |
| Number of ratings | **18** | 3 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | **Freemium** | Paid |
| Size | 53 MB | 19 MB |
| Requires iOS | 26.0 | **18.6** |
| Devices | **iPhone, iPad, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Eric Agredo](https://appshunter.io/developer/1475112741) | [Andrew Cunningham](https://appshunter.io/developer/294486940) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


### DivvyTrip

[App page](https://appshunter.io/ios/app/divvytrip/id6754256039)

Simplify group travel expense splitting with features like receipt scanning, automatic currency conversion, and fair settlement suggestions. This app handles the financial details so you can focus on enjoying your trip with friends.

**Highlights:** Receipt scanning for instant expense capture, Automatic currency conversion for 150+ currencies, Smart location-based expense categorization, Hands-free expense entry via Siri voice commands, Fair and transparent expense splitting options, Minimized transaction settlements, Trip organization and friend invitations

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is DivvyTrip free?

DivvyTrip costs $2.99, with no in-app purchases.

### Which has better reviews, IOU or DivvyTrip?

DivvyTrip is rated higher. IOU averages 4.4 out of 5 from 18 ratings, while DivvyTrip averages 5.0 from 3 ratings.

### Do IOU or DivvyTrip have ads?

Neither IOU nor DivvyTrip shows ads.

### Which is updated more often, IOU or DivvyTrip?

IOU ships an update fortnightly, and DivvyTrip every 10 days. Most recently, IOU was updated on October 24, 2026 and DivvyTrip on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*