# IOU vs Write it Off

The clearest difference is device support: IOU at 3 against Write it Off's 1. Write it Off's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month and Write it Off sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

IOU ships an update fortnightly, Write it Off every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | IOU | Write it Off |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (18 ratings)](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Freemium | — |
| Size | 53 MB | 20 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad, Vision Pro** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Eric Agredo](https://appshunter.io/developer/1475112741) | [Gegee LLC](https://appshunter.io/developer/1532005441) |

## What reviewers say

### IOU

[App page](https://appshunter.io/ios/app/iou-split-receipts-and-expense/id1589968294)

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

**Highlights:** Receipt scanning and itemization, Assign items to individuals, Automatic tax and tip calculation, Per-person total calculation, Eliminates manual bill splitting

**Features:** Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| IOU Pro | $0.99 | per month |
| IOU Pro | $2.99 | per month |
| IOU Pro | $6.99 | per year |
| IOU Pro | $24.99 | per year |
| Lifetime IOU Pro | $29.99 | one-time |


### Write it Off

[App page](https://appshunter.io/ios/app/write-it-off-receipt-vault/id6757663626)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Write It Off Pro (Monthly) | $14.99 | per month |
| Write It Off Pro (Annual) | $99.99 | per year |


## Frequently asked questions

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Is Write it Off free?

Write it Off is free to download, with in-app purchases available.

### Do IOU or Write it Off have ads?

Neither IOU nor Write it Off shows ads.

### Which is updated more often, IOU or Write it Off?

IOU ships an update fortnightly, and Write it Off every 2 weeks. Most recently, IOU was updated on October 24, 2026 and Write it Off on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*