# Tkt vs Stella Pay

The clearest difference is rating: Tkt at 5.0 against Stella Pay's 3.9. Tkt also leads on iOS requirement (13.1 vs 15.0). Stella Pay's advantage is ratings volume (7 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tkt holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Stella Pay has 7 ratings behind it against 1, so its average is the more settled of the two.

Tkt ships an update weekly, Stella Pay every 8 days. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Tkt | Stella Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tkt/id1590141280/reviews)** | [3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 8 days |
| Monetization | Free | Free |
| Size | 37 MB | 81 MB |
| Requires iOS | **13.1** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Tkt](https://appshunter.io/developer/1590141282) | [Flashwire Inc](https://appshunter.io/developer/1668957914) |

## What reviewers say

### Tkt

[App page](https://appshunter.io/ios/app/tkt/id1590141280)

This finance app allows users to buy and withdraw money at physical store locations. It offers a convenient way to manage funds through its accessible network of partner stores.

**Highlights:** Buy money in stores, Withdraw money in stores, Manage funds, Accessible store network

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Tkt free?

Tkt is free to download, with no in-app purchases.

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Which has better reviews, Tkt or Stella Pay?

Tkt is rated higher. Tkt averages 5.0 out of 5 from 1 ratings, while Stella Pay averages 3.9 from 7 ratings.

### Do Tkt or Stella Pay have ads?

Neither Tkt nor Stella Pay shows ads.

### Which is updated more often, Tkt or Stella Pay?

Tkt ships an update weekly, and Stella Pay every 8 days. Most recently, Tkt was updated on October 16, 2026 and Stella Pay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*