# MoneySavingExpert vs Argos Pay

MoneySavingExpert and Argos Pay both sit at 4.8 stars, but that hides the real split: 72% of MoneySavingExpert's written reviews are positive against 38% of Argos Pay's. MoneySavingExpert also leads on ratings volume (131 vs 2). Argos Pay's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Argos Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MoneySavingExpert has 131 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 72% of MoneySavingExpert's written reviews are positive against 38% of Argos Pay's, so the app with the better star average is not the one people write more warmly about.

MoneySavingExpert ships an update every 2 weeks, Argos Pay every 8 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | MoneySavingExpert | Argos Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (131 ratings)](https://appshunter.io/ios/app/moneysavingexpert/id1590502794/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/argos-pay/id6745947872/reviews)** |
| Number of ratings | **131** | 2 |
| Positive reviews | **71.6% of reviews** | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 57 MB | 136 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [MoneySavingExpert.com](https://appshunter.io/developer/513845922) | [NewDay Ltd](https://appshunter.io/developer/903335384) |

## What reviewers say

### MoneySavingExpert

[App page](https://appshunter.io/ios/app/moneysavingexpert/id1590502794)

Access UK's largest personal finance site for deals, switching tips, and budgeting tools. Get expert guidance and alerts for money-saving opportunities on bills, credit, and everyday costs.

**Highlights:** Bill comparison and switching, Credit score and report access, Energy tariff comparison, Budgeting tools, Insurance quotes, Deal finder

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful and informative
- 🚀 Up-to-date information
- 💡 Great savings tips
- 🔒 Trusted and reliable advice
- 👍 Easy to navigate

**What reviewers complain about**

- 🐛 Login and registration issues
- 🐛 Functionality problems
- 🐛 Slow performance
- 🐛 Compatibility issues
- 🔒 Security concerns

**Reported bugs**

- Cloudflare issues causing app to get stuck
- Inability to input verification codes
- Mortgage calculator not working
- Inconsistent user experience

**Requested features**

- Dark mode option
- Improved iPad support
- Better in-app navigation
- Faster response times


### Argos Pay

[App page](https://appshunter.io/ios/app/argos-pay/id6745947872)

Manage your credit account securely on the go. Check balances, view transactions, track payment plans, and make payments. Set spending alerts and update your contact information easily.

**Highlights:** Check balance and credit limit, View transactions (pending included), Track instalment and BNPL plans, Make payments, Set up Direct Debit, Configure spending alerts, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MoneySavingExpert free?

MoneySavingExpert is free to download, with no in-app purchases.

### Is Argos Pay free?

Argos Pay is free to download, with no in-app purchases.

### Which has better reviews, MoneySavingExpert or Argos Pay?

Argos Pay is rated higher. MoneySavingExpert averages 4.8 out of 5 from 131 ratings, while Argos Pay averages 5.0 from 2 ratings.

### Do MoneySavingExpert or Argos Pay have ads?

Neither MoneySavingExpert nor Argos Pay shows ads.

### Which is updated more often, MoneySavingExpert or Argos Pay?

MoneySavingExpert ships an update every 2 weeks, and Argos Pay every 8 days. Most recently, MoneySavingExpert was updated on October 27, 2026 and Argos Pay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*