# STBFMC vs momaspay

The clearest difference is rating: STBFMC at 4.7 against momaspay's 1.0. momaspay's advantage is update cadence (fortnightly vs every 4 months) and iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STBFMC holds the better App Store score, 4.7 against 1.0. Both are backed by a comparable volume of ratings — 3 and 7 respectively.

STBFMC ships an update every 4 months, momaspay fortnightly. The most recent releases landed on July 27, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | STBFMC | momaspay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3 ratings)](https://appshunter.io/ios/app/stbfmc/id1590710389/reviews)** | [1.0 (7 ratings)](https://appshunter.io/ios/app/momaspay/id6456041283/reviews) |
| Number of ratings | 3 | **7** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 41 MB | 35 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [STB FACILITY MANAGEMENT LIMITED](https://appshunter.io/developer/1590710391) | [MOMAS ELECTRICITY METERS MANUFACTURING COMPANY LIMITED](https://appshunter.io/developer/1522057128) |

## What reviewers say

### STBFMC

[App page](https://appshunter.io/ios/app/stbfmc/id1590710389)

Manage all your estate needs from home with this app. It allows for wallet funding, utility payments, service charge payments, and internet service payments. You can also control access and report issues.

**Highlights:** Wallet funding, Utility payments, Service charge payments, Internet service payments, Access control, Report issues

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### momaspay

[App page](https://appshunter.io/ios/app/momaspay/id6456041283)

This app allows users to purchase prepaid electricity meter credit tokens for themselves or others. It provides a transaction history of recent purchases and sends tokens via email. 24/7 customer support is available.

**Highlights:** Purchase credit tokens, Purchase for others, Transaction history, Email token delivery, 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is STBFMC free?

STBFMC is free to download, with no in-app purchases.

### Is momaspay free?

momaspay is free to download, with no in-app purchases.

### Which has better reviews, STBFMC or momaspay?

STBFMC is rated higher. STBFMC averages 4.7 out of 5 from 3 ratings, while momaspay averages 1.0 from 7 ratings.

### Do STBFMC or momaspay have ads?

Neither STBFMC nor momaspay shows ads.

### Which is updated more often, STBFMC or momaspay?

STBFMC ships an update every 4 months, and momaspay fortnightly. Most recently, STBFMC was updated on July 27, 2026 and momaspay on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*