# POK vs OweMe

The clearest difference is in-app purchases: POK at none against OweMe's 3. OweMe's advantage is ads (none vs shown) and update cadence (every 3 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. OweMe sells 3 in-app purchases, starting at $2.99 per month. POK asks for nothing beyond the download.

POK ships an update monthly, OweMe every 3 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | POK | OweMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (14 ratings)](https://appshunter.io/ios/app/pok/id1590835547/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Ad-supported | — |
| Size | 181 MB | 62 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [R PAY](https://appshunter.io/developer/1554858888) | [Marcelino Tabaku](https://appshunter.io/developer/6815837332) |

## What reviewers say

### POK

[App page](https://appshunter.io/ios/app/pok/id1590835547)

Manage your money with fast, secure transactions, bill payments, and digital cards. Gain insights into your spending and enjoy exclusive benefits with premium card options. Take full control of your finances anytime, anywhere.

**Highlights:** Instant money transfers, Bill and utility payments, Digital VISA cards, Spending insights, QR code payments, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### OweMe

[App page](https://appshunter.io/ios/app/oweme-split-expenses/id6815837328)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweMe Premium, monthly | $2.99 | per month |
| OweMe Premium, yearly | $17.99 | per year |
| Premium group for 90 days | $3.99 | one-time |


## Frequently asked questions

### Is POK free?

POK is free to download, with no in-app purchases.

### Is OweMe free?

OweMe is free to download, with in-app purchases available.

### Do POK or OweMe have ads?

POK shows ads; OweMe does not.

### Which is updated more often, POK or OweMe?

POK ships an update monthly, and OweMe every 3 days. Most recently, POK was updated on October 24, 2026 and OweMe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*