# Expense Tracker & Budgeting vs Quartzo

Expense Tracker & Budgeting and Quartzo both sit at 4.3 stars, but that hides the real split: 75% of Expense Tracker & Budgeting's written reviews are positive against 62% of Quartzo's. Expense Tracker & Budgeting also leads on ratings volume (47 vs 4) and iOS requirement (15.0 vs 18). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker & Budgeting sells 17 in-app purchases, starting at $2.99 per 7 days and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.3 for Expense Tracker & Budgeting against 4.3 for Quartzo. That said, the two scores are not equally well evidenced: Expense Tracker & Budgeting has 47 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 75% of Expense Tracker & Budgeting's written reviews are positive against 62% of Quartzo's.

Expense Tracker & Budgeting ships an update every 9 days, Quartzo weekly. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Expense Tracker & Budgeting | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (47 ratings)](https://appshunter.io/ios/app/expense-tracker-and-budgeting/id1590852070/reviews) | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514/reviews) |
| Number of ratings | **47** | 4 |
| Positive reviews | **75.3% of reviews** | 61.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 91 MB | 24 MB |
| Requires iOS | **15.0** | 18 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +17 |
| Developer | [Amit Mohan](https://appshunter.io/developer/1590852072) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### Expense Tracker & Budgeting

[App page](https://appshunter.io/ios/app/expense-tracker-and-budgeting/id1590852070)

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

**Highlights:** Privacy-focused data security, Easy budget creation and management, Insightful spending analytics, Bill tracking with due date reminders, Customizable tags and categories, Visual spend analysis with graphs

**Features:** macOS Compatibility

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per 7 days |
| Premium | $5.99 | per month |
| Premium | $5.99 | per month |
| Premium | $19.99 | per year |
| Premium | $19.99 | per year |
| Premium | $29.99 | per year |
| Premium | $39.99 | per year |
| Premium | $39.99 | per year |
| Premium | $39.99 | per year |
| Premium | $39.99 | per year |
| Pro | $59.99 | per year |
| Pro | $59.99 | per year |
| Premium (6 months) | $8.99 | one-time |
| Premium (12 months) | $15.99 | one-time |
| Unlimited Premium Access | $71.99 | one-time |
| Lifetime Premium | $71.99 | one-time |
| Lifetime Premium | $89.99 | one-time |


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $1.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Expense Tracker & Budgeting free?

Expense Tracker & Budgeting is free to download, with in-app purchases available.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker & Budgeting or Quartzo?

Expense Tracker & Budgeting and Quartzo are both rated 4.3 out of 5 on the App Store, from 47 and 4 ratings respectively.

### Do Expense Tracker & Budgeting or Quartzo have ads?

Neither Expense Tracker & Budgeting nor Quartzo shows ads.

### Which is updated more often, Expense Tracker & Budgeting or Quartzo?

Expense Tracker & Budgeting ships an update every 9 days, and Quartzo weekly. Most recently, Expense Tracker & Budgeting was updated on September 21, 2026 and Quartzo on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*