Comparison

Gist Money vs SplitNow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gist Money

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

About

SplitNow

Features
Read full description

Split the bill, keep it simple. SplitNow is a single-purpose split-bill app. No accounts, no groups, no IOUs, no balances. Scan a receipt, type freely who ordered what, and the AI does the rest. Share a receipt-card image with payment details in two taps. • Scan or skip. Point your camera at the receipt — on-device OCR pulls the items. Or skip and type from scratch. Either way works. • Plain-English describe. "Anna had the pasta, Bob had pizza, we shared garlic bread." That's the whole input. AI sorts it. • Tax + tip split modes. Proportional, equal, or skip. Pick once, SplitNow remembers. • Multi-currency, IDR default. Detects the receipt's currency automatically; override in Settings if needed. • Share a receipt card. One image, one share sheet. Send it to the group chat and you're done. • Bank + e-wallet + QRIS. Add your payment methods once; they embed on the share card so people know exactly how to pay you. • No accounts. No login. No analytics. The receipt photo never leaves your phone — only the OCR text and your description do. Built by Devara Fikry Akmal at Devalab — a one-person studio of small, calm apps.

Screenshots

Gist Money4 screens
SplitNow4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitNow at none against Gist Money's 26. Gist Money's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days. SplitNow asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Gist Money versus SplitNow: the parameters behind the verdict, then further details
ParameterGist MoneySplitNow
PriceFreeFree
Rating4.3 (47 ratings) — better—
Positive reviews75.9% of reviews—
Number of ratings47 — better—
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size91 MB40 MB
Age rating4+4+
DeveloperAmit MohanDevara Fikry Akmal

In-app purchases

17 purchases

Gist Money

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99
None

SplitNow

No in-app purchases

Questions

Is Gist Money free?
Gist Money is free to download, with in-app purchases available.
Is SplitNow free?
SplitNow is free to download, with no in-app purchases.
Do Gist Money or SplitNow have ads?
Neither Gist Money nor SplitNow shows ads.

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