# NFMLending vs Encompass LO

The clearest difference is rating: Encompass LO at 4.5 against NFMLending's 3.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Encompass LO holds the better App Store score, 4.5 against 3.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

NFMLending ships an update every 3 months, Encompass LO every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | NFMLending | Encompass LO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2 ratings)](https://appshunter.io/ios/app/nfmlending/id1591253491/reviews) | **[4.5 (4 ratings)](https://appshunter.io/ios/app/encompass-lo/id6738355640/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 95 MB | 64 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [NFM Lending](https://appshunter.io/developer/1046892914) | [IntercontinentalExchange, Inc](https://appshunter.io/developer/394677843) |

## What reviewers say

### NFMLending

[App page](https://appshunter.io/ios/app/nfmlending/id1591253491)

This app assists consumers in obtaining residential loans by streamlining the application and closing process. It focuses on providing exemplary service with high standards of honesty, integrity, and ethics.

**Highlights:** Residential loan assistance, Streamlined loan process, Fast closing times, High service standards, Honesty and integrity focus

**Features:** macOS Compatibility

**In-app purchases:** none


### Encompass LO

[App page](https://appshunter.io/ios/app/encompass-lo/id6738355640)

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

**Highlights:** Lead management, Loan origination tools, Secure communication, Loan pipeline management, eSign documents, Remote work capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NFMLending free?

NFMLending is free to download, with no in-app purchases.

### Is Encompass LO free?

Encompass LO is free to download, with no in-app purchases.

### Which has better reviews, NFMLending or Encompass LO?

Encompass LO is rated higher. NFMLending averages 3.5 out of 5 from 2 ratings, while Encompass LO averages 4.5 from 4 ratings.

### Do NFMLending or Encompass LO have ads?

Neither NFMLending nor Encompass LO shows ads.

### Which is updated more often, NFMLending or Encompass LO?

NFMLending ships an update every 3 months, and Encompass LO every 2 months. Most recently, NFMLending was updated on October 24, 2026 and Encompass LO on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*