# Wealthgrade vs PayLocally

The clearest difference is in-app purchases: PayLocally at none against Wealthgrade's 2. PayLocally also leads on rating (5.0 vs 4.6) and iOS requirement (10.3 vs 15.6). Wealthgrade's advantage is update cadence (every 9 days vs monthly) and ratings volume (8 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. Wealthgrade sells 2 in-app purchases, starting at $4.99 per month. PayLocally asks for nothing beyond the download.

PayLocally holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Wealthgrade has 8 ratings behind it against 1, so its average is the more settled of the two.

Wealthgrade ships an update every 9 days, PayLocally monthly. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Wealthgrade | PayLocally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (8 ratings)](https://appshunter.io/ios/app/wealthgrade/id1591444600/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paylocally/id6473781776/reviews)** |
| Number of ratings | **8** | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Freemium | — |
| Size | 57 MB | 30 MB |
| Requires iOS | 15.6 | **10.3** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Wealthgrade, Inc.](https://appshunter.io/developer/1591444602) | [PayLocally LLC](https://appshunter.io/developer/1719783400) |

## What reviewers say

### Wealthgrade

[App page](https://appshunter.io/ios/app/wealthgrade/id1591444600)

Consolidate all your financial accounts into a single view to track your net worth and compare it with others. This app fosters financial growth through gamification and community challenges, motivating users to achieve their financial goals.

**Highlights:** Consolidated account view, Net worth tracking, Financial comparison with others, Gamification for financial growth, Community challenges, Personal finance motivation

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One Month Subscription | $4.99 | per month |
| One Year Subscription | $49.99 | per year |


### PayLocally

[App page](https://appshunter.io/ios/app/paylocally/id6473781776)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Wealthgrade free?

Wealthgrade is free to download, with in-app purchases available.

### Is PayLocally free?

PayLocally is free to download, with no in-app purchases.

### Which has better reviews, Wealthgrade or PayLocally?

PayLocally is rated higher. Wealthgrade averages 4.6 out of 5 from 8 ratings, while PayLocally averages 5.0 from 1 ratings.

### Do Wealthgrade or PayLocally have ads?

Neither Wealthgrade nor PayLocally shows ads.

### Which is updated more often, Wealthgrade or PayLocally?

Wealthgrade ships an update every 9 days, and PayLocally monthly. Most recently, Wealthgrade was updated on October 12, 2026 and PayLocally on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*