# SplitXchange vs authenticated.ai Vault

The clearest difference is iOS requirement: SplitXchange at 12.0 against authenticated.ai Vault's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SplitXchange ships an update monthly, authenticated.ai Vault every 4 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SplitXchange | authenticated.ai Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (12 ratings)](https://appshunter.io/ios/app/splitxchange/id1591490402/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | Free | — |
| Size | 154 MB | 96 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Artsplit](https://appshunter.io/developer/1607749183) | [Liquidity.io](https://appshunter.io/developer/1777765220) |

## What reviewers say

### SplitXchange

[App page](https://appshunter.io/ios/app/splitxchange/id1591490402)

Invest in fractions of high-value assets like art, music, companies, and real estate. This platform offers a secure and user-friendly way to diversify your portfolio and manage investments easily, unlocking new financial possibilities.

**Highlights:** Invest in fractions of assets, Diversify investment portfolio, Seamless buy, sell, and manage, Personalized investing guidance, Secure transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### authenticated.ai Vault

[App page](https://appshunter.io/ios/app/authenticatedai-vault/id6756591871)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SplitXchange free?

SplitXchange is free to download, with no in-app purchases.

### Is authenticated.ai Vault free?

authenticated.ai Vault is free to download, with no in-app purchases.

### Do SplitXchange or authenticated.ai Vault have ads?

Neither SplitXchange nor authenticated.ai Vault shows ads.

### Which is updated more often, SplitXchange or authenticated.ai Vault?

SplitXchange ships an update monthly, and authenticated.ai Vault every 4 weeks. Most recently, SplitXchange was updated on November 3, 2026 and authenticated.ai Vault on November 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*