# Zinger Wallet vs PennyTree

The clearest difference is rating: Zinger Wallet at 4.5 against PennyTree's 3.7. Zinger Wallet also leads on iOS requirement (12.0 vs 14.0). PennyTree's advantage is update cadence (every 2 weeks vs monthly) and ratings volume (9 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zinger Wallet holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 2 and 9 respectively.

Zinger Wallet ships an update monthly, PennyTree every 2 weeks. Both last shipped on October 22, 2026.

## The numbers

| Metric | Zinger Wallet | PennyTree |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/zinger-wallet/id1591609217/reviews)** | [3.7 (9 ratings)](https://appshunter.io/ios/app/pennytree/id1602953102/reviews) |
| Number of ratings | 2 | **9** |
| Positive reviews | — | 71.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 138 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zinger Technologies Ltd.](https://appshunter.io/developer/1591609219) | [PennyTree Business Limited](https://appshunter.io/developer/1602953104) |

## What reviewers say

### Zinger Wallet

[App page](https://appshunter.io/ios/app/zinger-wallet/id1591609217)

This app simplifies payments by allowing users to scan and pay without cash. It also offers businesses tools to manage staff and customers with integrated analytics.

**Highlights:** Scan-to-pay system, Staff-link system, Digital payment processing, Business analytics, Customer management, Staff management

**Features:** macOS Compatibility

**In-app purchases:** none


### PennyTree

[App page](https://appshunter.io/ios/app/pennytree/id1602953102)

This financial app offers a range of services including bank transfers, bill payments, and personal savings vaults with high annual returns. It also provides business banking solutions for merchants, enabling easy payment reception, invoice generation, and real-time bank statements. Additionally, users can invest in brands through a crowdfunding platform.

**Highlights:** Personal savings vaults with high APY, Bank transfers and bill payments, Business banking with payment reception, Invoice and receipt generation, Crowdfunding investment platform, Real-time bank statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zinger Wallet free?

Zinger Wallet is free to download, with no in-app purchases.

### Is PennyTree free?

PennyTree is free to download, with no in-app purchases.

### Which has better reviews, Zinger Wallet or PennyTree?

Zinger Wallet is rated higher. Zinger Wallet averages 4.5 out of 5 from 2 ratings, while PennyTree averages 3.7 from 9 ratings.

### Do Zinger Wallet or PennyTree have ads?

Neither Zinger Wallet nor PennyTree shows ads.

### Which is updated more often, Zinger Wallet or PennyTree?

Zinger Wallet ships an update monthly, and PennyTree every 2 weeks. Most recently, Zinger Wallet was updated on October 22, 2026 and PennyTree on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*