# BLKB TWINT vs Cembra App

The clearest difference is ads: Cembra App at none against BLKB TWINT's shown. Cembra App also leads on update cadence (every 3 weeks vs every 2 months) and monetization model (free vs ad-supported). BLKB TWINT's advantage is rating (4.8 vs 4.5). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BLKB TWINT holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 14 and 68 respectively.

BLKB TWINT ships an update every 2 months, Cembra App every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | BLKB TWINT | Cembra App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (14 ratings)](https://appshunter.io/ios/app/blkb-twint/id1591879130/reviews)** | [4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews) |
| Number of ratings | 14 | **68** |
| Positive reviews | — | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 58 MB | 321 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BLKB](https://appshunter.io/developer/644269058) | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) |

## What reviewers say

### BLKB TWINT

[App page](https://appshunter.io/ios/app/blkb-twint/id1591879130)

Pay easily and securely with your smartphone at the checkout, online, or for parking. Send and receive money with friends at any time. Benefit from partner offers, coupons, and loyalty cards when you pay.

**Highlights:** Contactless smartphone payments, Send and receive money, Direct bank account debit, No cash or credit card needed, Benefit from discounts and offers, Store loyalty cards

**Features:** Apple Wallet

**In-app purchases:** none


### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Manage push notifications, Access monthly statements, Secure login with biometrics

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BLKB TWINT free?

BLKB TWINT is free to download, with no in-app purchases.

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Which has better reviews, BLKB TWINT or Cembra App?

BLKB TWINT is rated higher. BLKB TWINT averages 4.8 out of 5 from 14 ratings, while Cembra App averages 4.5 from 68 ratings.

### Do BLKB TWINT or Cembra App have ads?

BLKB TWINT shows ads; Cembra App does not.

### Which is updated more often, BLKB TWINT or Cembra App?

BLKB TWINT ships an update every 2 months, and Cembra App every 3 weeks. Most recently, BLKB TWINT was updated on November 3, 2026 and Cembra App on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*