# ParmisaK PFM vs Divvify

The clearest difference is ratings volume: ParmisaK PFM at 2.6K against Divvify's 1. ParmisaK PFM also leads on iOS requirement (12.0 vs 15.1). Divvify's advantage is update cadence (every 2 months vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ParmisaK PFM against 5.0 for Divvify. That said, the two scores are not equally well evidenced: ParmisaK PFM has 2.6K ratings behind it against 1, so its average is the more settled of the two.

ParmisaK PFM ships an update every 4 months, Divvify every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | ParmisaK PFM | Divvify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (2.6K ratings)](https://appshunter.io/ios/app/parmisak-pfm/id1591926848/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/divvify/id6795652327/reviews)** |
| Number of ratings | **2.6K** | 1 |
| Positive reviews | 94.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 20 MB | 35 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Karim Besharati](https://appshunter.io/developer/1591926850) | [Divvify LLC](https://appshunter.io/developer/6795652329) |

## What reviewers say

### ParmisaK PFM

[App page](https://appshunter.io/ios/app/parmisak-pfm/id1591926848)

Manage personal and family finances by tracking incomes, expenses, and bank transactions. Organize debts, loans, assets, and budgets with detailed reporting and secure login.

**Highlights:** Income and expense tracking, Family member financial management, Debt and loan management, Budgeting, Bank transaction recording, Detailed financial reports, Secure login (PIN/biometric)

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Efficient and practical
- 💡 Useful for personal finance management
- 🔒 Secure and reliable
- 🤩 Helpful and informative

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔋 High battery consumption
- 📝 Lack of certain features (e.g., search, SMS integration)

**Reported bugs**

- Login issues
- Problems with loan and payment tracking
- Inability to delete old/unused accounts

**Requested features**

- Add search functionality
- Integrate with bank SMS/notifications
- Implement dark mode
- Allow data backup and sync across devices
- Improve UI/UX for better navigation


### Divvify

[App page](https://appshunter.io/ios/app/divvify/id6795652327)

This platform facilitates co-ownership of assets by connecting individuals, enabling them to find partners, pool resources, and manage shared investments. It provides tools for negotiating terms, tracking finances, and communicating within co-owner groups.

**Highlights:** Find co-ownership partners, Pool resources for assets, Negotiate ownership terms, Manage shared finances, Group communication tools, Facilitate asset exit strategies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ParmisaK PFM free?

ParmisaK PFM is free to download, with no in-app purchases.

### Is Divvify free?

Divvify is free to download, with no in-app purchases.

### Which has better reviews, ParmisaK PFM or Divvify?

Divvify is rated higher. ParmisaK PFM averages 4.9 out of 5 from 2.6K ratings, while Divvify averages 5.0 from 1 ratings.

### Do ParmisaK PFM or Divvify have ads?

Neither ParmisaK PFM nor Divvify shows ads.

### Which is updated more often, ParmisaK PFM or Divvify?

ParmisaK PFM ships an update every 4 months, and Divvify every 2 months. Most recently, ParmisaK PFM was updated on November 3, 2026 and Divvify on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*