# InstaPay Egypt vs MoneyNotes+

The clearest difference is review sentiment: MoneyNotes+ at 100% against InstaPay Egypt's 32%. MoneyNotes+ also leads on rating (5.0 vs 4.0) and update cadence (every 2 weeks vs monthly). InstaPay Egypt's advantage is in-app purchases (none vs 3) and ratings volume (687 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. MoneyNotes+ sells 3 in-app purchases, starting at $4.99 per month. InstaPay Egypt asks for nothing beyond the download.

MoneyNotes+ holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: InstaPay Egypt has 687 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 32% of InstaPay Egypt's written reviews are positive against 100% of MoneyNotes+'s.

InstaPay Egypt ships an update monthly, MoneyNotes+ every 2 weeks. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | InstaPay Egypt | MoneyNotes+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (687 ratings)](https://appshunter.io/ios/app/instapay-egypt/id1592108795/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/moneynotes-plus/id6758619999/reviews)** |
| Number of ratings | **687** | 2 |
| Positive reviews | 32.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 103 MB | 80 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [EGYPTIAN BANKS FOR TECHNOLOGICAL ADVANCEMENT](https://appshunter.io/developer/1350104042) | [Ahmed Shalash](https://appshunter.io/developer/1873985501) |

## What reviewers say

### InstaPay Egypt

[App page](https://appshunter.io/ios/app/instapay-egypt/id1592108795)

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

**Highlights:** Instant money sending and receiving, Link bank accounts and Meeza cards, Send via mobile number or Instant Payment Address, Balance inquiry and mini-statement, Bill payment service, Secure transactions via Instant Payment Network

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly
- 💡 Innovative idea
- 🇪🇬 Great for Egyptians

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security and accessibility issues
- 🌐 Doesn't work outside Egypt
- 💸 Expensive fees and charges

**Reported bugs**

- Login and account management problems
- Compatibility issues with newer iOS versions
- Transactions not working or getting stuck
- Device binding and verification failures

**Requested features**

- Add more banks and payment options
- Improve customer support and communication
- Allow usage outside Egypt
- Enhance accessibility for disabled users


### MoneyNotes+

[App page](https://appshunter.io/ios/app/moneynotes-plus/id6758619999)

Effortlessly track expenses by speaking your transactions. This app uses AI to transcribe and categorize your spending, offering visual financial insights and budget management. Organize finances with multiple wallets and secure sign-in.

**Highlights:** Voice-to-transaction in seconds, AI categorization, Monthly budget tracking, Multiple wallets, Financial insights, Bank SMS automation

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyNotes Plus Monthly | $4.99 | per month |
| MoneyNotes Premium Monthly | $6.49 | per month |
| MoneyNotes Plus Yearly | $39.99 | per year |


## Frequently asked questions

### Is InstaPay Egypt free?

InstaPay Egypt is free to download, with no in-app purchases.

### Is MoneyNotes+ free?

MoneyNotes+ is free to download, with in-app purchases available.

### Which has better reviews, InstaPay Egypt or MoneyNotes+?

MoneyNotes+ is rated higher. InstaPay Egypt averages 4.0 out of 5 from 687 ratings, while MoneyNotes+ averages 5.0 from 2 ratings.

### Do InstaPay Egypt or MoneyNotes+ have ads?

Neither InstaPay Egypt nor MoneyNotes+ shows ads.

### Which is updated more often, InstaPay Egypt or MoneyNotes+?

InstaPay Egypt ships an update monthly, and MoneyNotes+ every 2 weeks. Most recently, InstaPay Egypt was updated on September 22, 2026 and MoneyNotes+ on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*