# Fay Servicing Mobile Access vs Plastiq

The clearest difference is rating: Fay Servicing Mobile Access at 4.6 against Plastiq's 3.7. Plastiq's advantage is update cadence (every 5 weeks vs every 14 months) and review sentiment (44% vs 33%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fay Servicing Mobile Access holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 61 and 85 respectively. Written reviews complicate that: 33% of Fay Servicing Mobile Access's written reviews are positive against 44% of Plastiq's, so the app with the better star average is not the one people write more warmly about.

Fay Servicing Mobile Access ships an update every 14 months, Plastiq every 5 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Fay Servicing Mobile Access | Plastiq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (61 ratings)](https://appshunter.io/ios/app/fay-servicing-mobile-access/id1592200267/reviews)** | [3.7 (85 ratings)](https://appshunter.io/ios/app/plastiq/id1594208960/reviews) |
| Number of ratings | 61 | **85** |
| Positive reviews | 32.7% of reviews | **43.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 201 MB | 54 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [FAY SERVICING, LLC](https://appshunter.io/developer/1592200269) | [Plastiq, Inc.](https://appshunter.io/developer/1092294705) |

## What reviewers say

### Fay Servicing Mobile Access

[App page](https://appshunter.io/ios/app/fay-servicing-mobile-access/id1592200267)

Access all your loan information in a single, convenient application. View balances, important documents, and track your payment history with ease.

**Highlights:** View loan balances, Access documents, Track payment activity, Centralized loan information

**In-app purchases:** none

**What reviewers like**

- 💡 Easy to use
- 🚀 Convenient payment process
- 👍 Organized and informative

**What reviewers complain about**

- 🐛 Frequent password resets required
- 🔒 Security issues with login
- 👎 Poor customer service
- 🤯 Frustrating navigation

**Reported bugs**

- App crashes frequently
- Login information not recognized
- Unexpected lockouts

**Requested features**

- Face ID/Biometric login support
- Improved password management
- More reliable app performance


### Plastiq

[App page](https://appshunter.io/ios/app/plastiq/id1594208960)

This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.

**Highlights:** Pay bills on-the-go, Schedule future payments, Repeat vendor payments, Access documentation, Real-time payables visibility, Cash flow decision making

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Powers cash flow and rewards
- 💳 Pay bills with credit cards
- 📱 Manage payables on the go
- ✨ Clean and modern design

**What reviewers complain about**

- ❌ Payments not made as scheduled
- ❌ Payments canceled for unknown reasons
- ❌ Late fees incurred due to non-payment
- ❌ Refund delays and lack of explanation
- ❌ Difficulty reaching customer support

**Reported bugs**

- App does not work well, shows error on login
- App does not make scheduled payments
- App canceled payments without reason
- App processing time is 5 business days, then fails
- App payment not received by mortgage company

**Requested features**

- Add dashboard overview of account
- Make app auto-rotate for iPad use


## Frequently asked questions

### Is Fay Servicing Mobile Access free?

Fay Servicing Mobile Access is free to download, with no in-app purchases.

### Is Plastiq free?

Plastiq is free to download, with no in-app purchases.

### Which has better reviews, Fay Servicing Mobile Access or Plastiq?

Fay Servicing Mobile Access is rated higher. Fay Servicing Mobile Access averages 4.6 out of 5 from 61 ratings, while Plastiq averages 3.7 from 85 ratings.

### Do Fay Servicing Mobile Access or Plastiq have ads?

Neither Fay Servicing Mobile Access nor Plastiq shows ads.

### Which is updated more often, Fay Servicing Mobile Access or Plastiq?

Fay Servicing Mobile Access ships an update every 14 months, and Plastiq every 5 weeks. Most recently, Fay Servicing Mobile Access was updated on October 27, 2026 and Plastiq on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*