# Fay Servicing Mobile Access vs Recuria

The clearest difference is in-app purchases: Fay Servicing Mobile Access at none against Recuria's 2. Recuria's advantage is update cadence (every 5 days vs every 14 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Recuria sells 2 in-app purchases, starting at $5.99 per month. Fay Servicing Mobile Access asks for nothing beyond the download.

Fay Servicing Mobile Access ships an update every 14 months, Recuria every 5 days. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Fay Servicing Mobile Access | Recuria |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/recuria/id6759474913/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 32.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 201 MB | 37 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [FAY SERVICING, LLC](https://appshunter.io/developer/1592200269) | [Zendi Labs LLC](https://appshunter.io/developer/1878852826) |

## What reviewers say

### Fay Servicing Mobile Access

[App page](https://appshunter.io/ios/app/fay-servicing-mobile-access/id1592200267)

Access all your loan information in a single, convenient application. View balances, important documents, and track your payment history with ease.

**Highlights:** View loan balances, Access documents, Track payment activity, Centralized loan information

**In-app purchases:** none

**What reviewers like**

- 💡 Easy to use
- 🚀 Convenient payment process
- 👍 Organized and informative

**What reviewers complain about**

- 🐛 Frequent password resets required
- 🔒 Security issues with login
- 👎 Poor customer service
- 🤯 Frustrating navigation

**Reported bugs**

- App crashes frequently
- Login information not recognized
- Unexpected lockouts

**Requested features**

- Face ID/Biometric login support
- Improved password management
- More reliable app performance


### Recuria

[App page](https://appshunter.io/ios/app/recuria/id6759474913)

Manage recurring payments without linking bank accounts. Track subscriptions, forecast future spending, and receive timely renewal reminders to avoid surprise charges. Offers privacy-first data handling and detailed insights into your recurring expenses.

**Highlights:** Track recurring payments, Forecast future spending, Renewal reminders, Privacy-first, no bank access, Subscription health scores, Category trend tracking, Spend forecasting

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Recuria Pro | $5.99 | per month |
| Recuria Family | $9.99 | per month |


## Frequently asked questions

### Is Fay Servicing Mobile Access free?

Fay Servicing Mobile Access is free to download, with no in-app purchases.

### Is Recuria free?

Recuria is free to download, with in-app purchases available.

### Do Fay Servicing Mobile Access or Recuria have ads?

Neither Fay Servicing Mobile Access nor Recuria shows ads.

### Which is updated more often, Fay Servicing Mobile Access or Recuria?

Fay Servicing Mobile Access ships an update every 14 months, and Recuria every 5 days. Most recently, Fay Servicing Mobile Access was updated on October 16, 2026 and Recuria on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*